MidWestOne Financial Group, Inc.
MOFGFinancials · State Commercial Banks · IA · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $3.3M | $1.4M | $60.8M | $69.5M | $6.6M | $43.6M |
| Total assets | $6.24B | $6.43B | $6.58B | $6.03B | $5.56B | $4.65B |
| Total liabilities | $5.68B | $5.90B | $6.09B | $5.50B | $5.04B | $4.14B |
| Equity | $559.7M | $524.4M | $492.8M | $527.5M | $515.3M | $509.0M |
| EPS (diluted) | $0.21 | $0.09 | $3.87 | $4.37 | $0.41 | $2.93 |
| Shares out. | 15.8M | 15.7M | 15.7M | 16.0M | 16.1M | 12.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2024- Operating margin
- —
- Net margin
- —
- Return on equity
- 0.6%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 91.0%
- Debt / equity
- 10.14×
- Book value / share
- $35.54
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 134.0%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2024- Accruals / assets
- −1.0%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Prudential Financial IncPassive (13G)Feb 13, 2026
- Wellington Management Group LlpPassive (13G)Feb 10, 2026
- Jennison Associates LlcPassive (13G)Jan 30, 2026
- Blackrock, Inc.Passive (13G)Apr 17, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| Feb 13, 2026 | 441,218 | 2.0 | -19.9% |
| Jan 30, 2026 | 550,799 | 3.0 | -5.9% |
| Jan 15, 2026 | 585,494 | 2.8 | +5.3% |
| Dec 31, 2025 | 556,089 | 3.4 | -5.1% |
| Dec 15, 2025 | 586,148 | 2.6 | +8.2% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsFeb 20, 2026
- Shareholder voteJan 27, 2026
- Other material eventJan 6, 2026
- Other material eventDec 22, 2025
- Other material eventOct 29, 2025
- Results of operationsOct 23, 2025
- Entered a material agreement · Director / officer change · Regulation FD disclosureOct 23, 2025
- Regulation FD disclosureOct 10, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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