1st Century Bancshares, Inc.
Financials · State Commercial Banks · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $2.6M | $2.4M | $6.9M | $2.9M | $1.0M | −$1,963 |
| Total assets | $732.0M | $585.2M | $538.1M | $499.2M | $405.3M | $308,364 |
| Total liabilities | $667.0M | $523.5M | $482.8M | $450.0M | $360.2M | $264,026 |
| Equity | $64.9M | $61.7M | $55.4M | $49.2M | $45.1M | $44.3M |
| EPS (diluted) | $0.26 | $0.24 | $0.76 | $0.33 | $0.11 | $-0.22 |
| Shares out. | 10.2M | 10.0M | 9.1M | 9.0M | — | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- 3.9%
- Return on assets
- 0.3%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 91.1%
- Debt / equity
- 10.28×
- Book value / share
- $6.38
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 8.1%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- −0.4%clean
- Piotroski F-Score
- 3/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventJul 1, 2016
- Shareholder voteJun 21, 2016
- Other material eventJun 13, 2016
- Other material eventJun 10, 2016
- Results of operations · Other material eventApr 27, 2016
- Entered a material agreement · Amended charter or bylaws · Other material eventMar 11, 2016
- Results of operationsMar 4, 2016
- Results of operationsOct 28, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.