On Deck Capital, Inc.
Financials · Finance Services · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | |
|---|---|---|---|---|---|---|
| Revenue | — | $397.7M | $350.4M | $291.3M | $254.8M | $158.1M |
| Operating income | — | — | −$13.6M | −$85.1M | −$1.9M | −$7.1M |
| Net income | $28.0M | $27.0M | −$12.1M | −$83.0M | −$1.3M | −$31.6M |
| Total assets | $1.30B | $1.16B | $996.0M | $1.06B | $745.0M | $729.6M |
| Total liabilities | $993.9M | $859.3M | $730.0M | $800.5M | $415.6M | $419.0M |
| Equity | $294.0M | $298.0M | $262.0M | $259.5M | $322.8M | $310.6M |
| EPS (diluted) | $0.07 | $-0.03 | $-0.17 | $-1.17 | $-0.08 | $-3.47 |
| Shares out. | 75.6M | 74.0M | 71.7M | 70.4M | 70.1M | 69.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2019- Operating margin
- —
- Net margin
- —
- Return on equity
- 9.5%
- Return on assets
- 2.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 76.2%
- Debt / equity
- 3.38×
- Book value / share
- $3.89
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 3.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2019- Accruals / assets
- −19.5%clean
- Piotroski F-Score
- 3/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Terminated a material agreement · Completed an acquisition or disposition · Debt acceleration / triggering event · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsOct 13, 2020
- Shareholder voteOct 7, 2020
- Entered a material agreementOct 6, 2020
- Other material eventSep 28, 2020
- Other material eventSep 11, 2020
- Entered a material agreementSep 9, 2020
- Entered a material agreementAug 24, 2020
- Entered a material agreementAug 20, 2020
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/AFeb 16, 2021
- SC 13G/AFeb 12, 2021
- SC 13G/AFeb 12, 2021
- SC 13G/AFeb 11, 2021
- 15-12BOct 23, 2020
- 4FORM 4 SUBMISSIONOct 15, 2020
- 4FORM 4 SUBMISSIONOct 15, 2020
- 4FORM 4 SUBMISSIONOct 15, 2020
- 4FORM 4 SUBMISSIONOct 15, 2020
- 4FORM 4 SUBMISSIONOct 15, 2020
- 4FORM 4 SUBMISSIONOct 15, 2020
- 4FORM 4 SUBMISSIONOct 15, 2020
- 4FORM 4 SUBMISSIONOct 15, 2020
- 4FORM 4 SUBMISSIONOct 15, 2020
- 4FORM 4 SUBMISSIONOct 15, 2020
Event-driven situations (1)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.