Xenith Bankshares, Inc.
Financials · State Commercial Banks · VA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $4.2M | $1.3M | $2.0M | $7.4M | $4.4M | −$5.9M |
| Total assets | $1.04B | $918.1M | $679.9M | $563.2M | $477.5M | $251.2M |
| Total liabilities | $936.8M | $811.8M | $592.2M | $475.7M | $397.2M | $202.4M |
| Equity | $102.7M | $106.2M | $87.7M | $87.5M | $80.3M | $48.8M |
| EPS (diluted) | $0.31 | $0.10 | $0.18 | $0.70 | $0.48 | — |
| Shares out. | 13.0M | 10.4M | 10.5M | 10.4M | 10.4M | 5.8M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- 4.1%
- Return on assets
- 0.4%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.1%
- Debt / equity
- 9.12×
- Book value / share
- $7.91
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 226.3%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- −0.6%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Terminated a material agreement · Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Shareholder vote · Other material eventJul 29, 2016
- Results of operationsJul 27, 2016
- Other material eventJul 12, 2016
- Results of operationsMay 4, 2016
- Results of operationsFeb 19, 2016
- Entered a material agreement · Other material eventFeb 16, 2016
- Other material eventFeb 11, 2016
- Director / officer changeFeb 1, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4/AFORM 4/A SUBMISSIONApr 28, 2017
- 4/AFORM 4/A SUBMISSIONApr 28, 2017
- 5/AFORM 5/A SUBMISSIONApr 28, 2017
- 4FORM 4 SUBMISSIONApr 28, 2017
- 15-12GAug 8, 2016
- 4FORM 4 SUBMISSIONAug 1, 2016
- 4FORM 4 SUBMISSIONAug 1, 2016
- 4FORM 4 SUBMISSIONAug 1, 2016
- 4FORM 4 SUBMISSIONAug 1, 2016
- 4FORM 4 SUBMISSIONAug 1, 2016
- 4FORM 4 SUBMISSIONAug 1, 2016
- 4FORM 4 SUBMISSIONAug 1, 2016
- 4FORM 4 SUBMISSIONAug 1, 2016
- 4FORM 4 SUBMISSIONAug 1, 2016
- 4FORM 4 SUBMISSIONAug 1, 2016
Event-driven situations (1)
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