Avidbank Holdings, Inc.
AVBHNasdaqFinancials · State Commercial Banks · CA · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | |
|---|---|---|
| Revenue | — | — |
| Operating income | — | — |
| Net income | −$19.6M | $21.0M |
| Total assets | $2.57B | $2.30B |
| Total liabilities | $2.29B | $2.12B |
| Equity | $281.0M | $186.4M |
| EPS (diluted) | $-2.25 | $2.76 |
| Shares out. | 10.9M | 7.9M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- −7.0%
- Return on assets
- −0.8%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.1%
- Debt / equity
- 8.15×
- Book value / share
- $25.66
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −193.0%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −2.3%clean
- Piotroski F-Score
- 3/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Banc Funds Co LlcPassive (13G)Feb 13, 2026
- Alliancebernstein L.P.Passive (13G)Nov 14, 2025
- Endeavour Capital Advisors IncPassive (13G)Nov 12, 2025
- Patriot Financial Partners Iv, L.P.Activist (13D)Aug 12, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Deutsch James F.Director | May 19, 2026 | Grant | 1,500 | — |
| Biorn Kristofer W.Director | May 19, 2026 | Grant | 1,500 | $0.00 |
| Flynn Diane J.Director | May 19, 2026 | Grant | 1,500 | $0.00 |
| Morris Linda RaeDirector | May 19, 2026 | Grant | 1,500 | $0.00 |
| Polster Bryan C.Director | May 19, 2026 | Grant | 1,500 | $0.00 |
| Rosinus MikeDirector | May 19, 2026 | Grant | 1,500 | $0.00 |
| Scott Robert HDirector | May 19, 2026 | Grant | 1,500 | $0.00 |
| Verissimo Marc JDirector | May 19, 2026 | Grant | 1,500 | $0.00 |
| Jensen KeithDirector | May 19, 2026 | Grant | 1,500 | $0.00 |
| Rosinus MikeDirector | Mar 16, 2026 | Sell | 56,882 | $27.41 |
| Rosinus MikeDirector | Mar 13, 2026 | Sell | 7,953 | $27.49 |
| Rosinus MikeDirector | Mar 10, 2026 | Sell | 19,318 | $28.28 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 170,474 | 2.6 | +58.2% |
| Apr 30, 2026 | 107,750 | 1.3 | +12.1% |
| Apr 15, 2026 | 96,082 | 1.6 | -18.5% |
| Mar 31, 2026 | 117,909 | 1.1 | +65.5% |
| Mar 13, 2026 | 71,248 | 1.0 | +29.7% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 21, 2026
- Results of operations · Regulation FD disclosureApr 27, 2026
- Director / officer change · Regulation FD disclosureMar 13, 2026
- Results of operations · Regulation FD disclosureJan 29, 2026
- Director / officer changeNov 18, 2025
- Results of operations · Regulation FD disclosureOct 23, 2025
- Results of operationsAug 25, 2025
- Other material eventAug 13, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4PRIMARY DOCUMENTMay 21, 2026
- 4PRIMARY DOCUMENTMay 21, 2026
- 8-KFORM 8-KMay 21, 2026
- 4PRIMARY DOCUMENTMay 21, 2026
- 4PRIMARY DOCUMENTMay 21, 2026
- 4PRIMARY DOCUMENTMay 21, 2026
- 4PRIMARY DOCUMENTMay 21, 2026
- 4PRIMARY DOCUMENTMay 21, 2026
- 4PRIMARY DOCUMENTMay 21, 2026
- 4PRIMARY DOCUMENTMay 21, 2026
- 10-QFORM 10-QMay 13, 2026
- 8-KFORM 8-KApr 27, 2026
- DEFA14AFORM DEFA14AApr 7, 2026
- DEF 14AFORM DEF 14AApr 7, 2026
- 4/APRIMARY DOCUMENTMar 19, 2026
Event-driven situations (2)
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