Atlantic Capital Bancshares, Inc.
Financials · State Commercial Banks · GA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $22.5M | $49.9M | $28.5M | −$3.7M | $13.4M | −$1.3M |
| Total assets | $3.62B | $2.91B | $2.96B | $2.89B | $2.73B | $2.64B |
| Total liabilities | $3.28B | $2.58B | $2.63B | $2.58B | $2.42B | $2.35B |
| Equity | $338.6M | $326.5M | $323.7M | $308.4M | $303.7M | $288.0M |
| EPS (diluted) | $1.05 | $2.12 | $1.09 | $-0.15 | $0.53 | $-0.09 |
| Shares out. | 21.6M | 24.8M | 25.8M | 25.5M | 24.6M | 24.4M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2020- Operating margin
- —
- Net margin
- —
- Return on equity
- 6.7%
- Return on assets
- 0.6%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.6%
- Debt / equity
- 9.68×
- Book value / share
- $15.68
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −54.8%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2020- Accruals / assets
- −1.7%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Eidson DavidDirector | Mar 1, 2022 | D | 6,414 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Entered a material agreement · Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsMar 4, 2022
- Results of operations · Regulation FD disclosureJan 24, 2022
- Shareholder voteNov 17, 2021
- Results of operations · Regulation FD disclosureOct 27, 2021
- Entered a material agreementJul 26, 2021
- Results of operations · Regulation FD disclosureJul 23, 2021
- Shareholder voteMay 25, 2021
- Results of operations · Regulation FD disclosureApr 22, 2021
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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