Event-Driven Stocks

County Bancorp, Inc.

Financials · State Commercial Banks · WI · SEC filings ↗ · Compare ⊕

Signs● 1 good● 2 warningdetails ↓

Financials

SEC XBRL · annual
 FY20FY19FY18FY17FY16FY15
Revenue——————
Operating income——————
Net income−$5.2M$3.8M$4.1M$2.6M$2.2M$11.0M
Total assets$1.47B$1.38B$1.52B$1.40B$1.24B$884.9M
Total liabilities$1.30B$1.21B$1.37B$1.26B$1.11B$762.9M
Equity$171.8M$172.0M$152.3M$141.0M$131.3M$107.0M
EPS (diluted)$-0.78$0.54$0.58$0.38$0.35$1.82
Shares out.6.5M6.7M6.7M6.6M5.8M5.8M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2020
Operating margin
—
Net margin
—
Return on equity
−3.0%
Return on assets
−0.4%
Return on capital (ROCE)
—
Liabilities / assets
88.3%
Debt / equity
7.57×
Book value / share
$26.40
Revenue growth (YoY)
—
Net income growth (YoY)
−237.9%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2020
Accruals / assets
1.3%clean
Piotroski F-Score
1/6weak

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
23
/ 100
Profitability 0Growth 0Catalyst 33Earnings quality 33Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 2 warning● 1 good
  • High leverage (liabilities > 70% of assets)
  • Negative operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)