Event-Driven Stocks

First American Financial Corp

FAFNYSE

Financials · Title Insurance · DE · SEC filings ↗ · Compare ⊕

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Signs● 3 gooddetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$7.45B$6.13B$6.00B$7.61B$9.22B$7.09B
Operating income——————
Net income$621.8M$131.1M$216.8M$263.0M$1.24B$696.0M
Total assets$16.23B$14.91B$16.80B$14.96B$16.45B$12.80B
Total liabilities$10.70B$9.98B$11.94B$10.27B$10.67B$7.87B
Equity$5.50B$4.91B$4.85B$4.66B$5.77B$4.91B
EPS (diluted)$6.00$1.26$2.07$2.45$11.14$6.16
Shares out.102.8M103.1M103.1M109.3M109.8M112.5M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
—
Net margin
8.3%
Return on equity
11.3%
Return on assets
3.8%
Return on capital (ROCE)
—
Liabilities / assets
66.0%
Debt / equity
1.95×
Book value / share
$53.50
Revenue growth (YoY)
21.6%
Net income growth (YoY)
374.3%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
−2.0%clean
Piotroski F-Score
7/7strong

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
77
/ 100
Profitability 100Growth 100Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 3 good
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 20264.3M5.6+8.3%
Apr 30, 20264.0M4.1-0.3%
Apr 15, 20264.0M3.9+3.8%
Mar 31, 20263.8M3.1+2.1%
Mar 13, 20263.7M4.4-1.6%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (2)

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