Luther Burbank Corp
Financials · State Commercial Banks · CA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY22 | FY21 | FY20 | FY19 | |
|---|---|---|---|---|
| Revenue | — | — | — | — |
| Operating income | — | — | — | — |
| Net income | $80.2M | $87.8M | $39.9M | $12.0M |
| Total assets | $7.97B | $7.18B | $6.91B | $7.05B |
| Total liabilities | $7.29B | $6.51B | $6.29B | $6.43B |
| Equity | $682.5M | $669.1M | $613.7M | $614.5M |
| EPS (diluted) | $1.57 | $1.70 | $0.75 | $0.21 |
| Shares out. | 51.6M | 52.2M | 52.2M | 56.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2022- Operating margin
- —
- Net margin
- —
- Return on equity
- 11.8%
- Return on assets
- 1.0%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 91.4%
- Debt / equity
- 10.68×
- Book value / share
- $13.21
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −8.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2022- Accruals / assets
- −0.1%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsMar 1, 2024
- Results of operations · Other material eventJan 30, 2024
- Other material eventNov 29, 2023
- Results of operationsOct 30, 2023
- Shareholder voteOct 25, 2023
- Results of operations · Item 5.08 · Other material eventJul 25, 2023
- Shareholder vote · Regulation FD disclosureMay 5, 2023
- Results of operationsApr 25, 2023
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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