National Bank Holdings Corp
NBHCOther · Large accelerated filer · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $47.1M | $46.2M | $46.9M | $37.7M | $35.8M | $32.4M |
| Operating income | — | — | — | — | — | — |
| Net income | $109.6M | $118.8M | $142.0M | $71.3M | $93.6M | $88.6M |
| Total assets | $9.88B | $9.81B | $9.95B | $9.57B | $7.21B | $6.66B |
| Total liabilities | $8.50B | $8.50B | $8.74B | $8.48B | $6.37B | $5.84B |
| Equity | $1.39B | $1.31B | $1.21B | $1.09B | $840.1M | $820.7M |
| EPS (diluted) | $2.85 | $3.08 | $3.72 | $2.18 | $3.01 | $2.85 |
| Shares out. | 38.1M | 37.8M | 37.6M | 30.0M | 30.6M | 31.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 232.4%
- Return on equity
- 7.9%
- Return on assets
- 1.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 86.0%
- Debt / equity
- 6.14×
- Book value / share
- $36.40
- Revenue growth (YoY)
- 2.1%
- Net income growth (YoY)
- −7.8%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.5%clean
- Piotroski F-Score
- 5/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 3 good- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- William Blair Investment Management, LlcPassive (13G)May 8, 2026
- Vanguard Portfolio Management LlcPassive (13G)Apr 29, 2026
- Blackrock, Inc.Passive (13G)Apr 24, 2026
- Dimensional Fund Advisors LpPassive (13G)Apr 9, 2026
- Vanguard Group IncPassive (13G)Mar 27, 2026
- Victory Capital Management IncPassive (13G)Feb 11, 2026
- T. Rowe Price Investment Management, Inc.Passive (13G)Nov 14, 2025
- Wellington Management Group LlpPassive (13G)Nov 12, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 2.1M | 7.5 | +4.9% |
| Apr 30, 2026 | 2.0M | 5.0 | -1.0% |
| Apr 15, 2026 | 2.0M | 5.5 | -3.9% |
| Mar 31, 2026 | 2.1M | 2.4 | +47.9% |
| Mar 13, 2026 | 1.4M | 2.4 | +24.4% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Director / officer change · Shareholder voteMay 12, 2026
- Other material eventMay 7, 2026
- Regulation FD disclosureMay 4, 2026
- Results of operations · Regulation FD disclosureApr 21, 2026
- Director / officer changeFeb 19, 2026
- Entered a material agreement · New financial obligation · Regulation FD disclosureFeb 11, 2026
- Regulation FD disclosureFeb 10, 2026
- Other material eventFeb 5, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (2)
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