Event-Driven Stocks

Primerica, Inc.

PRI

Other · Large accelerated filer · SEC filings ↗ · Compare ⊕

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Signs● 4 good● 1 warningdetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$3.29B$3.09B$2.75B$2.66B$2.71B$2.22B
Operating income——————
Net income$751.2M$470.5M$576.6M$472.1M$373.4M$386.2M
Total assets$15.01B$14.58B$15.03B$14.64B$16.12B$14.91B
Total liabilities$12.57B$12.32B$12.96B$12.61B$14.03B$13.07B
Equity$2.45B$2.26B$2.07B$2.03B$2.08B$1.84B
EPS (diluted)$22.91$13.71$15.94$12.33$9.38$9.57
Shares out.33.3M34.8M36.6M39.2M39.3M41.1M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
—
Net margin
22.8%
Return on equity
30.7%
Return on assets
5.0%
Return on capital (ROCE)
—
Liabilities / assets
83.7%
Debt / equity
5.14×
Book value / share
$73.56
Revenue growth (YoY)
6.6%
Net income growth (YoY)
59.7%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
−1.0%clean
Piotroski F-Score
7/7strong

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
77
/ 100
Profitability 100Growth 100Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

● 1 warning● 4 good
  • High leverage (liabilities > 70% of assets)
  • Strong return on equity (>15%)
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 20261.0M5.1-5.6%
Apr 30, 20261.1M5.8-9.9%
Apr 15, 20261.2M6.2-3.7%
Mar 31, 20261.3M6.2+9.4%
Mar 13, 20261.2M6.2-0.9%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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