Metropolitan Bank Holding Corp.
MCBOther · Accelerated filer · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $11.1M | $23.9M | $27.9M | $26.9M | $23.1M | $13.7M |
| Operating income | — | — | — | — | — | — |
| Net income | $71.1M | $66.7M | $77.3M | $59.4M | $60.6M | $39.5M |
| Total assets | $8.26B | $7.30B | $7.07B | $6.27B | $7.12B | $4.33B |
| Total liabilities | $7.51B | $6.57B | $6.41B | $5.69B | $6.56B | $3.99B |
| Equity | $743.1M | $729.8M | $659.0M | $575.9M | $557.0M | $340.8M |
| EPS (diluted) | $6.62 | $5.93 | $6.91 | $5.29 | $6.45 | $4.66 |
| Shares out. | 11.2M | 11.1M | 11.0M | 10.9M | 8.3M | 8.3M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 643.2%
- Return on equity
- 9.6%
- Return on assets
- 0.9%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 91.0%
- Debt / equity
- 10.11×
- Book value / share
- $66.20
- Revenue growth (YoY)
- −53.8%
- Net income growth (YoY)
- 6.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.2%clean
- Piotroski F-Score
- 3/7weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 2 warning● 2 good- Revenue declined year-over-year
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Gutman HarveyDirector | May 29, 2026 | Sell | 3,000 | $89.58 |
| Defazio Mark ROfficer — President and CEO | Mar 28, 2026 | Tax withholding | 6,050 | $80.65 |
| Lublin ScottOfficer — EVP and Chief Lending Officer | Mar 28, 2026 | Tax withholding | 3,025 | $80.65 |
| Dougherty Daniel FOfficer — EVP & Chief Financial Officer | Mar 10, 2026 | Buy | 1,000 | $79.95 |
| Rosenberg NickOfficer — Executive Vice President | Mar 2, 2026 | Grant | 4,241 | $0.00 |
| Dougherty Daniel FOfficer — EVP & Chief Financial Officer | Mar 2, 2026 | Grant | 5,487 | $0.00 |
| Capra LauraOfficer — EVP, Head of Retail Banking | Mar 2, 2026 | Grant | 4,650 | $0.00 |
| Erikson Frederik FOfficer — EVP & General Counsel | Mar 2, 2026 | Grant | 4,536 | $0.00 |
| Gaare GregoryOfficer — SVP & Chief Risk Officer | Mar 2, 2026 | Grant | 2,414 | $0.00 |
| Scott NormanOfficer — SVP and Chief Credit Officer | Mar 2, 2026 | Grant | 2,296 | $0.00 |
| Bonnar Gerald DavidOfficer — SVP, Controller, CAO & PAO | Mar 2, 2026 | Grant | 2,153 | $0.00 |
| Berrios Dixiana MOfficer — EVP & Chief Operating Officer | Mar 2, 2026 | Grant | 3,432 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 627,507 | 5.6 | -0.7% |
| Apr 30, 2026 | 631,746 | 3.6 | +15.0% |
| Apr 15, 2026 | 549,498 | 2.9 | -19.3% |
| Mar 31, 2026 | 680,953 | 4.9 | +22.6% |
| Mar 13, 2026 | 555,436 | 3.2 | -0.6% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteApr 29, 2026
- Results of operations · Regulation FD disclosureApr 21, 2026
- Other material eventApr 20, 2026
- Other material eventMar 16, 2026
- Regulation FD disclosureMar 2, 2026
- Entered a material agreement · Regulation FD disclosureFeb 26, 2026
- Regulation FD disclosureFeb 25, 2026
- Other material eventFeb 25, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4Jun 1, 2026
- 144May 29, 2026
- SCHEDULE 13G/AMay 15, 2026
- SCHEDULE 13G/AMay 13, 2026
- 10-QMay 8, 2026
- S-8FORM S-8Apr 29, 2026
- 8-KFORM 8-KApr 29, 2026
- SCHEDULE 13G/AApr 27, 2026
- 8-KApr 21, 2026
- 8-KApr 20, 2026
- 4Mar 30, 2026
- 4Mar 30, 2026
- SCHEDULE 13G/AMar 27, 2026
- ARSMar 20, 2026
- DEF 14AFORM DEF 14AMar 20, 2026
Event-driven situations (2)
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