WashingtonFirst Bankshares, Inc.
Financials · State Commercial Banks · VA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | |
|---|---|---|---|---|---|
| Revenue | $73.1M | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $2.8M | $1.6M | $6.3M | $2.2M | $672,000 |
| Total assets | $1.68B | $1.34B | $1.13B | $1.15B | $559.5M |
| Total liabilities | $1.50B | $1.20B | $1.02B | $1.05B | $506.0M |
| Equity | $178.6M | $134.5M | $107.6M | $101.5M | $53.5M |
| EPS (diluted) | $0.28 | $0.19 | $0.76 | $0.56 | $0.16 |
| Shares out. | 10.3M | 8.3M | 7.6M | 3.7M | 3.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- 3.8%
- Return on equity
- 1.6%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.4%
- Debt / equity
- 8.40×
- Book value / share
- $17.39
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 73.5%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- −0.5%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsJan 2, 2018
- Regulation FD disclosureNov 9, 2017
- Results of operations · Other material eventOct 19, 2017
- Shareholder vote · Regulation FD disclosureOct 19, 2017
- Other material eventSep 14, 2017
- Regulation FD disclosureAug 22, 2017
- Results of operations · Other material eventJul 21, 2017
- Entered a material agreement · Other material eventMay 18, 2017
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.