Eagle Bancorp Montana, Inc.
EBMTNasdaqFinancials · State Commercial Banks · DE · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $14.8M | $9.8M | $10.1M | $10.7M | $14.4M | $21.2M |
| Total assets | $2.11B | $2.10B | $2.08B | $1.95B | $1.44B | $1.26B |
| Total liabilities | $1.91B | $1.93B | $1.91B | $1.79B | $1.28B | $1.10B |
| Equity | $191.8M | $174.8M | $169.3M | $158.4M | $156.7M | $152.9M |
| EPS (diluted) | $1.90 | $1.24 | $1.29 | $1.45 | $2.17 | $3.11 |
| Shares out. | 8.0M | 8.0M | 8.0M | 6.7M | 6.8M | 6.8M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- 7.7%
- Return on assets
- 0.7%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.9%
- Debt / equity
- 9.98×
- Book value / share
- $24.05
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 51.7%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.9%clean
- Piotroski F-Score
- 6/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Fourthstone LlcPassive (13G)May 15, 2026
- Manulife Financial CorpPassive (13G)May 15, 2026
- Brandes Investment Partners, LpPassive (13G)May 14, 2026
- Vanguard Group IncPassive (13G)Mar 26, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Walsh Kenneth MDirector | May 8, 2026 | Sell | 10,000 | $22.83 |
| Waters SamuelDirector | Feb 20, 2026 | Sell | 2,100 | $22.48 |
| Mccarvel Thomas JDirector | Feb 17, 2026 | Sell | 1,182 | $22.77 |
| Johnson Peter JosephDirector | Feb 10, 2026 | Sell | 1,000 | $23.12 |
| Walsh Kenneth MDirector | Feb 3, 2026 | Sell | 10,000 | $22.47 |
| Binde Alana MOfficer — SVP-Chief Human Resource Offcr | Feb 2, 2026 | Grant | 308 | $0.00 |
| Chilton Linda MOfficer — SVP-Chief Retail Offcr | Feb 2, 2026 | Grant | 325 | $0.00 |
| Clark LauraOfficer — President/CEO | Feb 2, 2026 | Grant | 1,428 | $0.00 |
| Field DaleOfficer — SVP-Chief Credit Officer | Feb 2, 2026 | Grant | 406 | $0.00 |
| Nash ChantelleOfficer — SVP-Chief Risk & Admin Offcr | Feb 2, 2026 | Grant | 360 | $0.00 |
| O'Neill Mark AOfficer — SVP-Chief Lending Officer | Feb 2, 2026 | Grant | 406 | $0.00 |
| Rensmon Patrick DOfficer — SVP-Chief Operating Officer | Feb 2, 2026 | Grant | 584 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 129,437 | 3.1 | +6.7% |
| Apr 30, 2026 | 121,306 | 2.7 | -13.2% |
| Apr 15, 2026 | 139,743 | 1.8 | -10.9% |
| Mar 31, 2026 | 156,796 | 1.8 | -13.8% |
| Mar 13, 2026 | 181,799 | 5.0 | -1.7% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Director / officer change · Regulation FD disclosureMay 18, 2026
- Regulation FD disclosureMay 4, 2026
- Shareholder voteApr 29, 2026
- Results of operationsApr 28, 2026
- Director / officer changeFeb 26, 2026
- Regulation FD disclosureFeb 4, 2026
- Results of operationsJan 27, 2026
- Regulation FD disclosureNov 5, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 8-KFORM 8-KMay 18, 2026
- SCHEDULE 13G/AMay 15, 2026
- SCHEDULE 13GMay 15, 2026
- SCHEDULE 13G/AMay 14, 2026
- 4FORM 4May 12, 2026
- 144May 8, 2026
- 10-QFORM 10-QMay 7, 2026
- 8-KFORM 8-KMay 4, 2026
- 8-KFORM 8-KApr 29, 2026
- 8-KFORM 8-KApr 28, 2026
- 3FORM 3Apr 16, 2026
- SCHEDULE 13G/AMar 26, 2026
- DEF 14AFORM DEF 14AMar 9, 2026
- 10-KFORM 10-KMar 9, 2026
- 8-KFORM 8-KFeb 26, 2026
Event-driven situations (1)
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