Peoples Federal Bancshares, Inc.
Financials · Savings Institutions, Not Federally Chartered · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $514,000 | $545,000 | $1.7M | $3.1M | −$164,000 |
| Total assets | $601.3M | $585.2M | $570.8M | $554.2M | $545.9M |
| Total liabilities | $497.4M | $478.9M | $460.3M | $438.5M | $431.6M |
| Equity | $103.9M | $106.4M | $110.5M | $115.7M | $114.4M |
| EPS (diluted) | $0.09 | $0.09 | $0.26 | $0.47 | $0.15 |
| Shares out. | 6.2M | 6.5M | 6.7M | 6.9M | 6.58B |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2014- Operating margin
- —
- Net margin
- —
- Return on equity
- 0.5%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 82.7%
- Debt / equity
- 4.79×
- Book value / share
- $16.65
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −5.7%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2014- Accruals / assets
- −0.7%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in controlFeb 23, 2015
- Results of operationsFeb 3, 2015
- Other material eventJan 26, 2015
- Other material eventJan 21, 2015
- Shareholder vote · Other material eventNov 26, 2014
- Other material eventNov 20, 2014
- Results of operationsNov 6, 2014
- Other material eventOct 22, 2014
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12BFORM 15-12BMar 30, 2015
- 15-12BFORM 15-12BMar 6, 2015
- S-8 POSFeb 23, 2015
- S-8 POSFeb 23, 2015
- 8-KFORM 8-KFeb 23, 2015
- 4FORM 4Feb 23, 2015
- 4FORM 4Feb 23, 2015
- 4FORM 4Feb 23, 2015
- 4FORM 4Feb 23, 2015
- 4FORM 4Feb 23, 2015
- 4FORM 4Feb 23, 2015
- 4FORM 4Feb 23, 2015
- 4FORM 4Feb 23, 2015
- 4FORM 4Feb 23, 2015
- 4FORM 4Feb 23, 2015
Event-driven situations (1)
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