Higher One Holdings, Inc.
Industrials · Services-Business Services, NEC · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | $61.5M | $66.6M | $57.4M | $57.8M | $51.4M | $145.0M |
| Operating income | −$34.9M | $16.6M | $16.3M | $59.4M | $47.5M | $41.2M |
| Net income | $6.9M | $9.7M | $9.8M | $36.9M | $31.9M | $25.1M |
| Total assets | $193.0M | $257.3M | $232.4M | $190.9M | $176.0M | $119.4M |
| Total liabilities | $84.2M | $165.1M | $159.4M | $133.2M | $52.4M | $36.0M |
| Equity | $108.7M | $92.2M | $73.0M | $57.7M | $123.6M | $83.4M |
| EPS (diluted) | $0.14 | $0.20 | $0.20 | $0.65 | $0.54 | $0.44 |
| Shares out. | 48.0M | 47.7M | 47.2M | 46.7M | 56.6M | 56.1M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- −56.8%
- Net margin
- 11.2%
- Return on equity
- 6.3%
- Return on assets
- 3.6%
- Return on capital (ROCE)
- −22.8%
- Liabilities / assets
- 43.7%
- Debt / equity
- 0.77×
- Book value / share
- $2.26
- Revenue growth (YoY)
- −7.6%
- Net income growth (YoY)
- −29.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Altman Z″ (distress)
- 1.39grey zone
- Accruals / assets
- 13.2%high accruals
- Piotroski F-Score
- 3/9weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 5 warning● 1 good- Operating losses (negative operating margin)
- Revenue declined year-over-year
- Negative operating cash flow
- High accruals — earnings-quality risk
- Altman Z″ in the grey zone
- Conservative leverage (liabilities < 50% of assets)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Wolf Christopher WOfficer — Chief Financial Officer | Aug 4, 2016 | U | 141,917 | $5.15 |
| Goldfarb SheldonDirector | Aug 4, 2016 | D | 51,635 | $5.15 |
| Reach Robert FOfficer — Chief Sales Officer | Aug 4, 2016 | U | 71,734 | $5.15 |
| Collins Michael E.Director | Aug 4, 2016 | D | 51,635 | $5.15 |
| Mcguane Casey | Aug 4, 2016 | U | 112,831 | $5.15 |
| Anderson Thomas NDirector | Aug 4, 2016 | D | 63,766 | $5.15 |
| Robinson Lowell WDirector | Aug 4, 2016 | D | 66,465 | $5.15 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Entered a material agreementAug 4, 2016
- Terminated a material agreement · Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventAug 4, 2016
- Entered a material agreement · Amended charter or bylaws · Other material eventJun 30, 2016
- Completed an acquisition or disposition · Director / officer changeJun 16, 2016
- Entered a material agreementJun 3, 2016
- Results of operations · Regulation FD disclosureMay 5, 2016
- Shareholder voteApr 4, 2016
- Results of operations · Regulation FD disclosureFeb 18, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12BAug 15, 2016
- S-8 POSAug 8, 2016
- 4FORM 4 SUBMISSIONAug 5, 2016
- 4FORM 4 SUBMISSIONAug 5, 2016
- 4FORM 4 SUBMISSIONAug 5, 2016
- 4FORM 4 SUBMISSIONAug 5, 2016
- 4FORM 4 SUBMISSIONAug 5, 2016
- 4FORM 4 SUBMISSIONAug 5, 2016
- 4FORM 4 SUBMISSIONAug 5, 2016
- 4FORM 4 SUBMISSIONAug 5, 2016
- 4FORM 4 SUBMISSIONAug 5, 2016
- 4FORM 4 SUBMISSIONAug 5, 2016
- 4FORM 4 SUBMISSIONAug 5, 2016
- 4FORM 4 SUBMISSIONAug 5, 2016
- 4FORM 4 SUBMISSIONAug 5, 2016
Event-driven situations (2)
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