LegacyTexas Financial Group, Inc.
Financials · Savings Institution, Federally Chartered · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $154.2M | $89.5M | $97.8M | $70.9M | $31.3M | $31.7M |
| Total assets | $9.05B | $9.09B | $8.36B | $7.69B | $4.16B | $3.53B |
| Total liabilities | $7.96B | $8.13B | $7.48B | $6.89B | $3.60B | $2.98B |
| Equity | $1.09B | $959.9M | $885.4M | $804.1M | $568.2M | $544.5M |
| EPS (diluted) | $0.54 | $0.38 | $2.09 | $1.53 | $0.81 | $0.83 |
| Shares out. | 48.2M | 47.9M | 47.6M | 47.7M | 39.9M | 39.6M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2018- Operating margin
- —
- Net margin
- —
- Return on equity
- 14.1%
- Return on assets
- 1.7%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 87.9%
- Debt / equity
- 7.27×
- Book value / share
- $22.70
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 72.3%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2018- Accruals / assets
- −0.4%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventNov 4, 2019
- Shareholder voteOct 29, 2019
- Results of operations · Other material eventOct 23, 2019
- Other material eventOct 21, 2019
- Other material eventOct 11, 2019
- Other material eventOct 9, 2019
- Results of operations · Other material eventJul 24, 2019
- Director / officer change · Other material eventJun 20, 2019
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- EFFECTNov 15, 2019
- 15-12BNov 12, 2019
- S-8 POSNov 8, 2019
- S-8 POSNov 8, 2019
- S-8 POSNov 8, 2019
- POS AMNov 8, 2019
- SC 13GNov 6, 2019
- 4FORM 4 SUBMISSIONNov 5, 2019
- 4FORM 4 SUBMISSIONNov 5, 2019
- 4FORM 4 SUBMISSIONNov 5, 2019
- 4FORM 4 SUBMISSIONNov 5, 2019
- 4FORM 4 SUBMISSIONNov 5, 2019
- 4FORM 4 SUBMISSIONNov 5, 2019
- 4FORM 4 SUBMISSIONNov 5, 2019
- 4FORM 4 SUBMISSIONNov 5, 2019
Event-driven situations (1)
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