Event-Driven Stocks

Capitol Federal Financial, Inc.

CFFNNasdaq

Financials · Savings Institution, Federally Chartered · MD · SEC filings ↗ · Compare ⊕

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Signs3 good1 warningdetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$16.3M$15.3M$17.6M$18.1M$16.5M$14.8M
Operating income
Net income$68.0M$38.0M−$101.7M$84.5M$76.1M$64.5M
Total assets$9.78B$9.53B$10.18B$9.62B$9.63B$9.49B
Total liabilities$8.73B$8.50B$9.13B$8.53B$8.39B$8.20B
Equity$1.05B$1.03B$1.04B$1.10B$1.24B$1.28B
EPS (diluted)$0.52$0.29$-0.76$0.62$0.56$0.47
Shares out.131.8M132.8M135.2M137.5M138.8M138.8M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
Net margin
417.3%
Return on equity
6.5%
Return on assets
0.7%
Return on capital (ROCE)
Liabilities / assets
89.3%
Debt / equity
8.33×
Book value / share
$7.95
Revenue growth (YoY)
6.5%
Net income growth (YoY)
79.0%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
0.1%clean
Piotroski F-Score
5/7mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
77
/ 100
Profitability 100Growth 100Catalyst 67Earnings quality 67Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

1 warning3 good
  • High leverage (liabilities > 70% of assets)
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 20265.7M7.2-3.8%
Apr 30, 20265.9M5.3+14.0%
Apr 15, 20265.2M7.5-0.9%
Mar 31, 20265.2M4.7+17.4%
Mar 13, 20264.4M4.9+9.7%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)