NetSpend Holdings, Inc.
Financials · Finance Services · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY12 | FY11 | FY10 | FY09 | |
|---|---|---|---|---|
| Revenue | $91.4M | $80.8M | $69.5M | $225.0M |
| Operating income | −$9.0M | $13.2M | $8.9M | $35.8M |
| Net income | −$5.8M | $7.8M | $4.6M | $18.2M |
| Total assets | $252.6M | $272.7M | $263.9M | — |
| Total liabilities | $134.9M | $101.9M | $107.1M | — |
| Equity | $117.6M | $170.9M | $156.8M | $109.4M |
| EPS (diluted) | $-0.08 | $0.08 | $0.26 | — |
| Shares out. | 76.2M | 91.3M | 89.0M | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2012- Operating margin
- −9.8%
- Net margin
- −6.3%
- Return on equity
- −4.9%
- Return on assets
- −2.3%
- Return on capital (ROCE)
- −4.6%
- Liabilities / assets
- 53.4%
- Debt / equity
- 1.15×
- Book value / share
- $1.54
- Revenue growth (YoY)
- 13.2%
- Net income growth (YoY)
- −174.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2012- Altman Z″ (distress)
- 1.58grey zone
- Accruals / assets
- −17.3%clean
- Piotroski F-Score
- 4/9mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 3 warning● 3 good- Operating losses (negative operating margin)
- Reported a net loss
- Altman Z″ in the grey zone
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventJul 1, 2013
- Other material eventJun 20, 2013
- Shareholder voteJun 18, 2013
- Shareholder voteMay 31, 2013
- Entered a material agreement · Other material eventMay 29, 2013
- Other material eventMay 23, 2013
- Other material eventMay 21, 2013
- Other material eventMay 20, 2013
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/AFeb 11, 2014
- 15-12BTERMINATION OF REGISTRATION OF SECURITIES UNDER SECTION 12(B)Jul 11, 2013
- 4FORM 4 -Jul 1, 2013
- 4FORM 4 -Jul 1, 2013
- 4FORM 4 -Jul 1, 2013
- 4FORM 4 -Jul 1, 2013
- 4FORM 4 -Jul 1, 2013
- 4FORM 4 -Jul 1, 2013
- 4FORM 4 -Jul 1, 2013
- 4FORM 4 -Jul 1, 2013
- 4FORM 4 -Jul 1, 2013
- 4FORM 4 -Jul 1, 2013
- S-8 POSPOST-EFFECTIVE AMENDMENT TO A S-8 REGISTRATION STATEMENTJul 1, 2013
- S-8 POSPOST-EFFECTIVE AMENDMENT TO A S-8 REGISTRATION STATEMENTJul 1, 2013
- S-8 POSPOST-EFFECTIVE AMENDMENT TO A S-8 REGISTRATION STATEMENTJul 1, 2013
Event-driven situations (1)
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