Home Federal Bancorp, Inc. of Louisiana
HFBLNasdaqFinancials · Savings Institution, Federally Chartered · LA · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $1.3M | $1.1M | $1.5M | $1.1M | $991,000 | $1.0M |
| Operating income | — | — | — | — | — | — |
| Net income | $3.9M | $3.6M | $5.7M | $4.9M | $5.4M | $3.9M |
| Total assets | $609.5M | $637.5M | $660.9M | $590.5M | $565.7M | $518.2M |
| Total liabilities | $554.3M | $584.7M | $610.4M | $538.1M | $513.0M | $467.7M |
| Equity | $55.2M | $52.8M | $50.5M | $52.3M | $52.7M | $50.5M |
| EPS (diluted) | $1.26 | $1.17 | $1.81 | $1.41 | $1.57 | $1.07 |
| Shares out. | 3.1M | 3.1M | 3.1M | 3.1M | 3.4M | 1.7M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 298.4%
- Return on equity
- 7.0%
- Return on assets
- 0.6%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.9%
- Debt / equity
- 10.04×
- Book value / share
- $18.05
- Revenue growth (YoY)
- 17.5%
- Net income growth (YoY)
- 8.2%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.3%clean
- Piotroski F-Score
- 7/7strong
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 1 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 11-Kmissed a reporting deadline ↗Jul 1, 2024
- NT 10-Kmissed a reporting deadline ↗Sep 29, 2023
- NT 10-Qmissed a reporting deadline ↗May 15, 2023
- NT 10-Kmissed a reporting deadline ↗Sep 29, 2020
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Home Federal Bank Employees' Savings & Profit Sharing Plan & TrustPassive (13G)Feb 12, 2026
- Home Federal Bank Employee Stock Ownership Plan TrustPassive (13G)Feb 12, 2026
- Herndon Daniel RActivist (13D)Oct 21, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Harrison Mark MalloyDirector | Mar 20, 2026 | Option exercise | 2,000 | $11.86 |
| Wilhite Timothy W.Director | Jan 6, 2026 | Option exercise | 6,000 | $11.86 |
| Ezernack BradOfficer — EVP & Chief Financial Officer | Dec 18, 2025 | Grant | 2,500 | $0.00 |
| Barlow James ROfficer — Chairman, President & CEO*** | Dec 18, 2025 | Grant | 5,000 | $0.00 |
| Wilhite Timothy W.Director | Dec 18, 2025 | Grant | 5,000 | $0.00 |
| Lewis Donna C.Officer — Executive Vice President* | Dec 18, 2025 | Grant | 2,500 | $0.00 |
| Lawrence Scott DDirector | Dec 18, 2025 | Grant | 5,000 | $0.00 |
| Harrison Mark MalloyDirector | Dec 18, 2025 | Grant | 5,000 | $0.00 |
| Trawick Thomas Steen JrDirector | Dec 18, 2025 | Grant | 3,750 | $0.00 |
| Barlow James ROfficer — Chairman, President & CEO*** | Nov 19, 2025 | D | 4,179 | $15.36 |
| Barlow James ROfficer — Chairman, President & CEO*** | Nov 11, 2025 | Tax withholding | 1,821 | $15.86 |
| Jones Mary LOfficer — Sr. VP Retail & COO* | Oct 15, 2025 | Option exercise | 14,000 | $11.50 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 4,270 | 1.6 | -14.0% |
| Apr 30, 2026 | 4,967 | 5.0 | +47.5% |
| Apr 15, 2026 | 3,367 | 1.4 | +27.8% |
| Mar 31, 2026 | 2,634 | 1.6 | -20.1% |
| Mar 13, 2026 | 3,297 | 1.3 | +10.2% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Results of operationsApr 30, 2026
- Regulation FD disclosureApr 15, 2026
- Results of operationsJan 28, 2026
- Regulation FD disclosureJan 21, 2026
- Shareholder voteNov 21, 2025
- Results of operationsOct 23, 2025
- Regulation FD disclosureOct 15, 2025
- Results of operationsJul 29, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 10-QMay 14, 2026
- 8-KFORM 8-KApr 30, 2026
- 4FORM 4Apr 15, 2026
- 8-KFORM 8-KApr 15, 2026
- SCHEDULE 13G/AFeb 12, 2026
- 10-QFeb 12, 2026
- SCHEDULE 13G/AFeb 12, 2026
- 8-KFORM 8-KJan 28, 2026
- 8-KFORM 8-KJan 21, 2026
- 4FORM 4Jan 6, 2026
- 4FORM 4Dec 22, 2025
- 4FORM 4Dec 22, 2025
- 4FORM 4Dec 22, 2025
- 4FORM 4Dec 22, 2025
- 4FORM 4Dec 22, 2025
Event-driven situations (1)
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