Wolverine Bancorp, Inc.
Financials · Savings Institutions, Not Federally Chartered · MD · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $4.4M | $3.2M | $2.7M | $1.6M | $1.6M | $1.1M |
| Total assets | $434.4M | $417.8M | $336.6M | $297.8M | $285.3M | $293.7M |
| Total liabilities | $373.5M | $357.3M | $275.1M | $237.4M | $222.8M | $228.7M |
| Equity | $61.0M | $60.5M | $61.5M | $60.3M | $62.4M | $65.0M |
| EPS (diluted) | $2.16 | $1.55 | $1.27 | $0.69 | $0.63 | $0.45 |
| Shares out. | 2.2M | 2.2M | 2.3M | 2.5M | 2.5M | 2.5M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2016- Operating margin
- —
- Net margin
- —
- Return on equity
- 7.1%
- Return on assets
- 1.0%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 86.0%
- Debt / equity
- 6.12×
- Book value / share
- $28.33
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 36.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2016- Accruals / assets
- −0.3%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Rosinski Rick A.Officer — COO and Treasurer | Oct 17, 2017 | J | 14,447 | — |
| Dunn David H.Officer — President and CEO | Oct 17, 2017 | J | 33,069 | — |
| Arnold Roberta N.Director | Oct 17, 2017 | J | 4 | — |
| Fisher James W.Director | Oct 17, 2017 | J | 4,078 | — |
| Sheets J. DonaldDirector | Oct 17, 2017 | J | 2,006 | — |
| Blackhurst Eric P.Director | Oct 16, 2017 | Gift | 1,500 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Other material eventOct 17, 2017
- Shareholder voteOct 4, 2017
- Other material eventJul 20, 2017
- Entered a material agreement · Director / officer changeJun 19, 2017
- Other material eventJun 14, 2017
- Shareholder voteMay 18, 2017
- Other material eventDec 15, 2016
- Shareholder voteMay 19, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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