Sunshine Financial, Inc.
Financials · Savings Institution, Federally Chartered · MD · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $110,000 | −$76,000 | $39,000 | $385,000 | −$528,000 | −$226,000 |
| Total assets | $173.2M | $157.8M | $151.0M | $146.5M | $147.4M | $145.8M |
| Total liabilities | $151.6M | $136.5M | $128.6M | $122.8M | $122.5M | $120.4M |
| Equity | $21.7M | $21.4M | $22.4M | $23.7M | $24.9M | $25.4M |
| EPS (diluted) | $0.11 | $-0.08 | $0.04 | $0.33 | $-0.46 | $-0.18 |
| Shares out. | 1.0M | 1.1M | 1.1M | 1.2M | 1.2M | 1.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2016- Operating margin
- —
- Net margin
- —
- Return on equity
- 0.5%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 87.5%
- Debt / equity
- 7.00×
- Book value / share
- $21.01
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2016- Accruals / assets
- −0.5%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Mar 30, 2012
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Other material eventMar 16, 2018
- Entered a material agreement · Director / officer change · Other material eventDec 7, 2017
- Director / officer changeMay 30, 2017
- Director / officer change · Other material eventFeb 2, 2017
- Other material eventJul 11, 2016
- Shareholder voteMay 19, 2016
- Other material eventMar 1, 2016
- Entered a material agreement · Director / officer change · Other material eventFeb 8, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4PRIMARY DOCUMENTApr 3, 2018
- 4PRIMARY DOCUMENTApr 3, 2018
- 4PRIMARY DOCUMENTApr 3, 2018
- 4PRIMARY DOCUMENTApr 3, 2018
- 4PRIMARY DOCUMENTApr 3, 2018
- 4PRIMARY DOCUMENTApr 3, 2018
- 4PRIMARY DOCUMENTApr 3, 2018
- 4PRIMARY DOCUMENTApr 3, 2018
- 15-12GTERMINATION OF REGISTRATION UNDER SECTION 12(G)Mar 29, 2018
- 8-KCURRENT REPORT ON FORM 8-K FOR MARCH 15, 2018Mar 16, 2018
- 425FORM 8-KMar 16, 2018
- SC 13G/AFeb 13, 2018
- SC 13G/AFeb 12, 2018
- SC 13G/ASEC SCHEDULE 13GFeb 8, 2018
- SC 13G/ASEC SCHEDULE 13GFeb 8, 2018
Event-driven situations (1)
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