Event-Driven Stocks

Presurance Holdings, Inc.

PRHINasdaq

Financials · Fire, Marine & Casualty Insurance · MI · SEC filings ↗ · Compare ⊕

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Signs● 6 warningdetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$43.3M$67.3M$90.5M$104.9M$116.0M$103.5M
Operating income−$25.9M−$37.3M−$30.5M−$28.3M−$13.3M−$9.1M
Net income−$18.4M$24.3M−$25.9M−$10.7M−$1.1M$595,000
Total assets$239.3M$281.7M$315.6M$312.4M$290.4M$261.6M
Total liabilities$230.3M$260.1M$312.7M$293.4M$249.9M$217.2M
Equity$9.0M$21.5M$2.9M$18.9M$40.5M$44.4M
EPS (diluted)$-1.51$1.93$-2.12$-1.00$-0.11$0.06
Shares out.12.2M12.2M12.2M9.7M9.7M9.6M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
−59.8%
Net margin
−42.6%
Return on equity
−205.6%
Return on assets
−7.7%
Return on capital (ROCE)
—
Liabilities / assets
96.3%
Debt / equity
25.69×
Book value / share
$0.73
Revenue growth (YoY)
−35.6%
Net income growth (YoY)
−175.7%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
10.6%high accruals
Piotroski F-Score
1/8weak

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
17
/ 100
Profitability 0Growth 0Catalyst 33Earnings quality 0Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

● 6 warning● 0 good
  • Operating losses (negative operating margin)
  • Reported a net loss
  • Revenue declined year-over-year
  • High leverage (liabilities > 70% of assets)
  • Negative operating cash flow
  • High accruals — earnings-quality risk

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 202610,9051.0-6.6%
Apr 30, 202611,6751.0-2.4%
Apr 15, 202611,9651.0-62.4%
Mar 31, 202631,8071.3+17.6%
Mar 13, 202627,0551.0-11.9%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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