TIAA FSB Holdings, Inc.
Financials · Savings Institution, Federally Chartered · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $144.9M | $130.5M | $148.1M | $136.7M | $74.0M | $52.7M |
| Total assets | $27.84B | $26.60B | $21.62B | $17.64B | $18.24B | $13.04B |
| Total liabilities | $25.82B | $24.73B | $19.87B | $16.02B | $16.79B | $12.07B |
| Equity | $2.02B | $1.87B | $1.75B | $1.62B | $1.45B | $967.7M |
| EPS (diluted) | $1.06 | $0.95 | $1.10 | $1.02 | $0.60 | $0.54 |
| Shares out. | 125.1M | 124.0M | 122.7M | 121.9M | 121.0M | 75.1M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2016- Operating margin
- —
- Net margin
- —
- Return on equity
- 7.2%
- Return on assets
- 0.5%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 92.8%
- Debt / equity
- 12.81×
- Book value / share
- $16.12
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 11.0%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2016- Accruals / assets
- −1.4%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Entered a material agreement · Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Shareholder voteJun 12, 2017
- Regulation FD disclosureJun 9, 2017
- Other material eventJun 9, 2017
- Other material eventJun 8, 2017
- Regulation FD disclosure · Other material eventApr 28, 2017
- Other material eventMar 14, 2017
- Results of operations · Regulation FD disclosureJan 27, 2017
- Other material eventDec 2, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/AFeb 13, 2018
- 15-12BFORM 15-12BJun 20, 2017
- EFFECTJun 13, 2017
- EFFECTJun 13, 2017
- SC 13D/AFORM SC 13D/AJun 13, 2017
- 4FORM 4Jun 12, 2017
- 4FORM 4Jun 12, 2017
- 4FORM 4Jun 12, 2017
- 4FORM 4Jun 12, 2017
- 4FORM 4Jun 12, 2017
- 4FORM 4Jun 12, 2017
- 4FORM 4Jun 12, 2017
- 4FORM 4Jun 12, 2017
- 4FORM 4Jun 12, 2017
- 4FORM 4Jun 12, 2017
Event-driven situations (1)
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