Bankwell Financial Group, Inc.
BWFGNasdaqFinancials · State Commercial Banks · CT · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $2.8M | $2.0M | $1.6M | $1.1M | $872,000 | $788,000 |
| Operating income | — | — | — | — | — | — |
| Net income | $35.2M | $9.8M | $36.7M | $37.4M | $26.6M | $5.9M |
| Total assets | $3.36B | $3.27B | $3.22B | $3.25B | $2.46B | $2.25B |
| Total liabilities | $3.06B | $3.00B | $2.95B | $3.01B | $2.25B | $2.08B |
| Equity | $301.5M | $270.5M | $265.8M | $238.5M | $202.0M | $176.6M |
| EPS (diluted) | $4.45 | $1.23 | $4.67 | $4.79 | $3.36 | $0.75 |
| Shares out. | 7.9M | 7.9M | 7.8M | 7.9M | 8.0M | 7.9M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 1245.5%
- Return on equity
- 11.7%
- Return on assets
- 1.0%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 91.0%
- Debt / equity
- 10.14×
- Book value / share
- $38.13
- Revenue growth (YoY)
- 44.0%
- Net income growth (YoY)
- 260.3%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- 0.2%clean
- Piotroski F-Score
- 6/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 1 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Mar 16, 2018
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Blackrock, Inc.Passive (13G)Apr 27, 2026
- Bauer George PActivist (13D)Dec 18, 2025
- Seidman Lawrence BActivist (13D)Sep 15, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Seidman Lawrence BDirector | May 15, 2026 | Buy | 170 | $49.92 |
| Seidman Lawrence BDirector | May 13, 2026 | Buy | 810 | $50.07 |
| Chivily ChristineOfficer — EVP & Chief Credit Officer | May 1, 2026 | Sell | 4,321 | $52.16 |
| Seidman Lawrence BDirector | Mar 13, 2026 | Buy | 4,085 | $46.95 |
| Seidman Lawrence BDirector | Mar 12, 2026 | Buy | 4,085 | $46.87 |
| Seidman Lawrence BDirector | Mar 11, 2026 | Buy | 4,085 | $46.64 |
| Seidman Lawrence BDirector | Mar 10, 2026 | Buy | 4,085 | $46.93 |
| Dunne Jeffrey RDirector | Mar 6, 2026 | Buy | 357 | $46.00 |
| Drexler Blake SDirector | Mar 6, 2026 | Buy | 27 | $46.00 |
| Porto Carl MDirector | Mar 6, 2026 | Buy | 393 | $46.00 |
| Dale Eric JDirector | Mar 6, 2026 | Buy | 612 | $46.00 |
| Seidman Lawrence BDirector | Mar 6, 2026 | Buy | 370 | $46.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 203,958 | 5.9 | +0.2% |
| Apr 30, 2026 | 203,624 | 4.0 | -3.9% |
| Apr 15, 2026 | 211,962 | 4.1 | +7.5% |
| Mar 31, 2026 | 197,192 | 5.7 | -2.5% |
| Mar 13, 2026 | 202,175 | 6.0 | +22.3% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 20, 2026
- Results of operations · Regulation FD disclosure · Other material eventApr 22, 2026
- Results of operations · Regulation FD disclosure · Other material eventJan 29, 2026
- Results of operations · Regulation FD disclosure · Other material eventOct 23, 2025
- Results of operations · Regulation FD disclosure · Other material eventJul 28, 2025
- Shareholder voteMay 21, 2025
- Results of operations · Regulation FD disclosure · Other material eventApr 23, 2025
- Other material eventFeb 3, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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