First Connecticut Bancorp, Inc.
Financials · Savings Institutions, Not Federally Chartered · MD · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $16.2M | $3.6M | $2.5M | $9.3M | $3.7M | $3.7M |
| Total assets | $3.06B | $2.84B | $2.71B | $2.49B | $2.11B | $1.82B |
| Total liabilities | $2.78B | $2.58B | $2.46B | $2.25B | $1.88B | $1.58B |
| Equity | $272.5M | $260.2M | $245.7M | $234.6M | $232.2M | $241.8M |
| EPS (diluted) | $0.32 | $0.24 | $0.17 | $0.62 | $0.24 | $0.22 |
| Shares out. | 15.9M | 15.7M | 16.0M | 16.7M | 17.7M | 17.9M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2017- Operating margin
- —
- Net margin
- —
- Return on equity
- 5.9%
- Return on assets
- 0.5%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 91.1%
- Debt / equity
- 10.21×
- Book value / share
- $17.11
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 348.1%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2017- Accruals / assets
- −0.2%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Burns Kenneth FOfficer — EVP, Director Retail Banking | Oct 1, 2018 | D | 3,730 | — |
| Ziebka Michael ADirector | Oct 1, 2018 | D | 33,452 | — |
| White Gregory AOfficer — EVP, CFO, Treasurer | Oct 1, 2018 | D | 16,924 | — |
| Schweighoffer Michael TOfficer — EVP, Chief Lending Officer | Oct 1, 2018 | D | 10,100 | — |
| Ray Kevin SDirector | Oct 1, 2018 | D | 48,777 | — |
| Patrick John J Jr.Officer — Chairman, President & CEO | Oct 1, 2018 | D | 11,978 | — |
| Mcdowell Patience PeirceDirector | Oct 1, 2018 | D | 4,592 | — |
| Healey James T JrDirector | Oct 1, 2018 | D | 5,000 | — |
| Green John ADirector | Oct 1, 2018 | D | 1,492 | — |
| Burns Catherine MOfficer — EVP, Chief Risk Officer | Oct 1, 2018 | D | 4,500 | — |
| Bucchi Ronald ADirector | Oct 1, 2018 | D | 17,000 | — |
| Patrick John J Jr.Officer — Chairman, President & CEO | Aug 21, 2018 | Option exercise | 40,000 | $12.95 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsOct 1, 2018
- Shareholder vote · Other material eventSep 26, 2018
- Other material eventAug 28, 2018
- Results of operationsJul 18, 2018
- Entered a material agreementJun 21, 2018
- Other material eventJun 19, 2018
- Other material eventMay 22, 2018
- Regulation FD disclosureMay 14, 2018
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12BOct 11, 2018
- 4FORM 4Oct 3, 2018
- 4FORM 4Oct 3, 2018
- 4FORM 4Oct 3, 2018
- 4FORM 4Oct 3, 2018
- 4FORM 4Oct 3, 2018
- 4FORM 4Oct 3, 2018
- 4FORM 4Oct 3, 2018
- 4FORM 4Oct 3, 2018
- 4FORM 4Oct 3, 2018
- 4FORM 4Oct 3, 2018
- 4FORM 4Oct 3, 2018
- 25-NSEOct 1, 2018
- S-8 POSPOST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8Oct 1, 2018
- S-8 POSPOST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8Oct 1, 2018