STATE INVESTORS BANCORP, INC.
Financials · Savings Institution, Federally Chartered · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $1.3M | $508,000 | $752,000 | $1.1M | $976,000 |
| Total assets | $271.9M | $258.7M | $246.0M | $249.6M | $208.7M |
| Total liabilities | $229.9M | $217.1M | $202.5M | $201.6M | $187.4M |
| Equity | $42.0M | $41.6M | $43.5M | $48.0M | $21.3M |
| EPS (diluted) | $0.53 | $0.20 | $0.26 | $0.74 | — |
| Shares out. | 2.3M | 2.5M | 2.9M | 2.9M | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2014- Operating margin
- —
- Net margin
- —
- Return on equity
- 3.0%
- Return on assets
- 0.5%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 84.5%
- Debt / equity
- 5.47×
- Book value / share
- $17.94
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 149.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2014- Accruals / assets
- −0.6%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Results of operations · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer changeNov 30, 2015
- Results of operationsNov 13, 2015
- Regulation FD disclosureOct 30, 2015
- Entered a material agreement · Regulation FD disclosureAug 27, 2015
- Results of operationsAug 14, 2015
- Results of operationsMay 18, 2015
- Shareholder voteApr 15, 2015
- Results of operations · Other material eventFeb 10, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4PRIMARY DOCUMENTDec 1, 2015
- 4PRIMARY DOCUMENTDec 1, 2015
- 4PRIMARY DOCUMENTDec 1, 2015
- 4PRIMARY DOCUMENTDec 1, 2015
- 4PRIMARY DOCUMENTDec 1, 2015
- 4PRIMARY DOCUMENTDec 1, 2015
- 4PRIMARY DOCUMENTDec 1, 2015
- 4PRIMARY DOCUMENTDec 1, 2015
- 4PRIMARY DOCUMENTDec 1, 2015
- 4PRIMARY DOCUMENTDec 1, 2015
- 8-KFORM 8-KNov 30, 2015
- 25-NSENov 30, 2015
- 10-QFORM 10-QNov 16, 2015
- 8-KFORM 8-KNov 13, 2015
- 8-KFORM 8-KOct 30, 2015