Event-Driven Stocks

Bankrate, Inc.

Technology · Services-Computer Processing & Data Preparation · DE · SEC filings ↗ · Compare ⊕

Signs● 5 good● 1 warning● 1 severedetails ↓

Financials

SEC XBRL · annual
 FY16FY15FY14FY13FY12FY11
Revenue$93.5M$89.2M$352.1M$296.3M$124.2M$99.0M
Operating income−$6.0M$49.2M$36.1M$43.5M$20.9M$19.0M
Net income$283,000$5.0M$5.2M−$11.2M$8.6M$5.2M
Total assets$1.08B$1.13B$1.26B$1.17B$1.12B$1.10B
Total liabilities$394.5M$365.8M$435.1M$342.0M$324.2M$338.7M
Equity$689.4M$761.2M$823.3M$835.6M$826.0M$761.7M
EPS (diluted)$0.00$0.05$0.05$-0.11$0.08$0.06
Shares out.97.3M103.9M101.7M100.0M100.0M100.0M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2016
Operating margin
−6.4%
Net margin
0.3%
Return on equity
0.0%
Return on assets
0.0%
Return on capital (ROCE)
−0.6%
Liabilities / assets
36.4%
Debt / equity
0.57×
Book value / share
$7.08
Revenue growth (YoY)
4.8%
Net income growth (YoY)
−94.3%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2016
Altman Z″ (distress)
2.90safe
Accruals / assets
−7.3%clean
Piotroski F-Score
5/9mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
69
/ 100
Profitability 60Growth 50Catalyst 33Earnings quality 100Financial strength 100

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 1 severe● 1 warning● 5 good
  • Filed a late-filing notice (Form NT) — missed an SEC deadline
  • Operating losses (negative operating margin)
  • Revenue is growing year-over-year
  • Conservative leverage (liabilities < 50% of assets)
  • Positive operating cash flow
  • Clean earnings (low accruals)
  • Altman Z″ in the safe zone

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Risk flags

late SEC filings

A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)