Skyward Specialty Insurance Group, Inc.
SKWDNasdaqFinancials · Fire, Marine & Casualty Insurance · DE · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | |
|---|---|---|---|---|---|
| Revenue | $12.4M | $10.7M | $9.8M | $5.2M | $4.0M |
| Operating income | — | — | — | — | — |
| Net income | $170.0M | $118.8M | $86.0M | $39.4M | $38.3M |
| Total assets | $4.79B | $3.73B | $2.95B | $2.36B | $2.12B |
| Total liabilities | $3.78B | $2.94B | $2.29B | $1.94B | $1.69B |
| Equity | $1.01B | $794.0M | $661.0M | $421.7M | $426.1M |
| EPS (diluted) | $4.07 | $2.87 | $2.24 | $1.21 | $1.18 |
| Shares out. | 40.1M | 40.0M | 37.7M | 32.7M | 32.5M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 1373.3%
- Return on equity
- 16.8%
- Return on assets
- 3.5%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 78.9%
- Debt / equity
- 3.75×
- Book value / share
- $25.16
- Revenue growth (YoY)
- 16.0%
- Net income growth (YoY)
- 43.1%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −5.0%clean
- Piotroski F-Score
- 4/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 4 good- High leverage (liabilities > 70% of assets)
- Strong return on equity (>15%)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Capital International InvestorsPassive (13G)May 14, 2026
- Vanguard Group IncPassive (13G)Mar 27, 2026
- Reinhart Partners, Llc.Passive (13G)Feb 12, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Kuczinski Anthony JDirector | May 21, 2026 | Buy | 200 | $47.00 |
| Ashe Gena LDirector | May 11, 2026 | Option exercise | 1,797 | — |
| Schmitt Thomas NOfficer — CPO, Skyward Group | May 6, 2026 | Option exercise | 3,358 | $0.00 |
| Kapadia Sandip AOfficer — Head of Actuarial | May 6, 2026 | Option exercise | 2,686 | $0.00 |
| Bodnar Dan PkOfficer — Chief Information Officer | May 6, 2026 | Option exercise | 2,686 | $0.00 |
| Burkhart John A IiiOfficer — President, US P&C | May 6, 2026 | Option exercise | 4,813 | $0.00 |
| Haushill Mark WOfficer — CFO - Skyward Group | May 6, 2026 | Option exercise | 5,036 | $0.00 |
| Robinson Andrew SOfficer — Chairman & CEO, Skyward Group | May 6, 2026 | Option exercise | 20,150 | $0.00 |
| Duffy Sean WOfficer — EVP & Chief Claims Officer | May 6, 2026 | Option exercise | 3,805 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 1.2M | 2.7 | -3.1% |
| Apr 30, 2026 | 1.3M | 3.7 | -5.4% |
| Apr 15, 2026 | 1.4M | 3.4 | -2.6% |
| Mar 31, 2026 | 1.4M | 3.0 | +3.3% |
| Mar 13, 2026 | 1.4M | 2.5 | -21.8% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 11, 2026
- Results of operationsMay 6, 2026
- Director / officer changeFeb 26, 2026
- Results of operationsFeb 23, 2026
- Entered a material agreement · Completed an acquisition or disposition · New financial obligation · Unregistered equity saleJan 6, 2026
- Regulation FD disclosureDec 3, 2025
- Entered a material agreement · Terminated a material agreement · New financial obligationNov 18, 2025
- Director / officer change · Regulation FD disclosureNov 12, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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