Entegra Financial Corp.
Financials · Savings Institutions, Not Federally Chartered · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | |
|---|---|---|---|---|---|---|
| Revenue | $958,000 | $1.1M | $904,000 | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $13.9M | $2.6M | $6.4M | $23.8M | $5.9M | −$415,000 |
| Total assets | $1.64B | $1.58B | $1.29B | $1.03B | $903.6M | $784.9M |
| Total liabilities | $1.47B | $1.43B | $1.16B | $899.9M | $796.3M | $752.4M |
| Equity | $162.9M | $151.3M | $133.1M | $131.5M | $107.3M | $32.5M |
| EPS (diluted) | $1.99 | $0.39 | $0.98 | $3.64 | $0.91 | — |
| Shares out. | 6.9M | 6.5M | 6.5M | 6.5M | 6.5M | 0 |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2018- Operating margin
- —
- Net margin
- 1452.5%
- Return on equity
- 8.5%
- Return on assets
- 0.9%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.0%
- Debt / equity
- 9.05×
- Book value / share
- $23.64
- Revenue growth (YoY)
- −14.3%
- Net income growth (YoY)
- 439.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2018- Accruals / assets
- 0.2%clean
- Piotroski F-Score
- 4/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 2 warning● 2 good- Revenue declined year-over-year
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventJan 2, 2020
- Other material eventDec 23, 2019
- Other material eventDec 16, 2019
- Other material eventDec 2, 2019
- Shareholder vote · Regulation FD disclosureAug 1, 2019
- Other material eventJul 25, 2019
- Results of operationsApr 25, 2019
- Entered a material agreement · Terminated a material agreement · Regulation FD disclosure · Other material eventApr 24, 2019
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.