Wellesley Bancorp, Inc.
Financials · Savings Institutions, Not Federally Chartered · MD · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | |
|---|---|---|---|---|---|---|
| Revenue | $184,000 | $176,000 | $149,000 | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $6.0M | $6.0M | $3.2M | $2.9M | $2.6M | $1.8M |
| Total assets | $945.2M | $871.4M | $805.4M | $695.3M | $621.2M | $535.1M |
| Total liabilities | $871.8M | $806.3M | $746.1M | $640.1M | $569.0M | $485.8M |
| Equity | $73.5M | $65.1M | $59.2M | $55.2M | $52.2M | $49.3M |
| EPS (diluted) | $2.36 | $2.40 | $1.30 | $1.24 | $1.14 | $0.77 |
| Shares out. | 2.5M | 2.5M | 2.5M | 2.5M | 2.5M | 2.5M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2019- Operating margin
- —
- Net margin
- 3260.9%
- Return on equity
- 8.2%
- Return on assets
- 0.6%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 92.2%
- Debt / equity
- 11.87×
- Book value / share
- $28.97
- Revenue growth (YoY)
- 4.5%
- Net income growth (YoY)
- 0.2%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2019- Accruals / assets
- 0.2%clean
- Piotroski F-Score
- 3/7weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 3 good- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsJun 1, 2020
- Results of operationsApr 23, 2020
- Shareholder voteMar 13, 2020
- Other material eventMar 6, 2020
- Other material eventFeb 26, 2020
- Results of operationsJan 23, 2020
- Entered a material agreement · Other material eventDec 5, 2019
- Other material eventNov 20, 2019
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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