FS Bancorp, Inc.
FSBWOther · Accelerated filer · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | $4.6M | $3.2M | $3.0M | $2.7M |
| Operating income | — | — | — | — | — | — |
| Net income | $33.3M | $35.0M | $36.1M | $29.6M | $37.4M | $39.3M |
| Total assets | $3.20B | $3.03B | $2.97B | $2.63B | $2.29B | $2.11B |
| Total liabilities | $2.89B | $2.73B | $2.71B | $2.40B | $2.04B | $1.88B |
| Equity | $307.7M | $295.8M | $264.5M | $231.7M | $247.5M | $230.0M |
| EPS (diluted) | $4.29 | $4.36 | $4.56 | $3.70 | $4.37 | $4.49 |
| Shares out. | 7.8M | 7.8M | 7.7M | 8.1M | 4.2M | 4.5M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- 10.8%
- Return on assets
- 1.0%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.4%
- Debt / equity
- 9.39×
- Book value / share
- $39.64
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −4.8%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −1.2%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Vanguard Group IncPassive (13G)Mar 26, 2026
- De Lisle Partners LlpPassive (13G)Feb 11, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 151,172 | 14.6 | -0.7% |
| Apr 30, 2026 | 152,229 | 7.1 | +93.5% |
| Apr 15, 2026 | 78,653 | 7.6 | -4.8% |
| Mar 31, 2026 | 82,634 | 5.9 | -0.3% |
| Mar 13, 2026 | 82,873 | 6.6 | +31.2% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Director / officer changeJun 1, 2026
- Shareholder voteMay 27, 2026
- Regulation FD disclosureMay 4, 2026
- Results of operations · Other material eventApr 22, 2026
- Other material eventFeb 26, 2026
- Regulation FD disclosureFeb 3, 2026
- Results of operations · Other material eventJan 21, 2026
- Director / officer changeDec 8, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 8-KJun 1, 2026
- 8-KMay 27, 2026
- 10-Q/AFORM 10-Q/AMay 12, 2026
- 4PRIMARY DOCUMENTMay 8, 2026
- 10-QFORM 10-QMay 8, 2026
- 4PRIMARY DOCUMENTMay 8, 2026
- 4PRIMARY DOCUMENTMay 8, 2026
- 4PRIMARY DOCUMENTMay 8, 2026
- 4PRIMARY DOCUMENTMay 8, 2026
- 4PRIMARY DOCUMENTMay 8, 2026
- 4PRIMARY DOCUMENTMay 8, 2026
- 4PRIMARY DOCUMENTMay 8, 2026
- 4PRIMARY DOCUMENTMay 8, 2026
- 4PRIMARY DOCUMENTMay 8, 2026
- 4PRIMARY DOCUMENTMay 8, 2026
Event-driven situations (4)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.