CU Bancorp
Financials · National Commercial Banks · CA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $6.6M | $4.2M | $8.9M | $9.8M | $1.7M | $1.5M |
| Total assets | $2.99B | $2.63B | $2.27B | $1.41B | $1.25B | $800.2M |
| Total liabilities | $2.66B | $2.33B | $1.99B | $1.27B | $1.12B | $719.4M |
| Equity | $338.2M | $306.8M | $279.2M | $137.9M | $125.6M | $80.8M |
| EPS (diluted) | $0.36 | $0.23 | $0.75 | $0.90 | $0.21 | $0.22 |
| Shares out. | 17.4M | 16.7M | 11.2M | 10.7M | 10.8M | 7.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2016- Operating margin
- —
- Net margin
- —
- Return on equity
- 1.9%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.7%
- Debt / equity
- 7.86×
- Book value / share
- $19.47
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 56.8%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2016- Accruals / assets
- −0.5%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Other material eventOct 23, 2017
- Shareholder voteAug 25, 2017
- Results of operations · Other material eventJul 18, 2017
- Results of operations · Other material eventApr 27, 2017
- Entered a material agreementApr 7, 2017
- Other material eventApr 6, 2017
- Other material eventFeb 2, 2017
- Regulation FD disclosureFeb 1, 2017
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12BNov 2, 2017
- EFFECTOct 25, 2017
- POS AMOct 24, 2017
- S-8 POSOct 24, 2017
- 4FORM 4 SUBMISSIONOct 23, 2017
- 4FORM 4 SUBMISSIONOct 23, 2017
- 4FORM 4 SUBMISSIONOct 23, 2017
- 4FORM 4 SUBMISSIONOct 23, 2017
- 4FORM 4 SUBMISSIONOct 23, 2017
- 4FORM 4 SUBMISSIONOct 23, 2017
- 4FORM 4 SUBMISSIONOct 23, 2017
- 4FORM 4 SUBMISSIONOct 23, 2017
- 4FORM 4 SUBMISSIONOct 23, 2017
- 4FORM 4 SUBMISSIONOct 23, 2017
- 4FORM 4 SUBMISSIONOct 23, 2017