LaPorte Bancorp, Inc.
Financials · Savings Institutions, Not Federally Chartered · MD · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $4.6M | $4.4M | $952,000 | $850,000 | $778,000 |
| Total assets | $543.2M | $518.6M | $526.9M | $492.8M | $477.1M |
| Total liabilities | $457.6M | $436.2M | $446.6M | $408.7M | $421.4M |
| Equity | $85.5M | $82.4M | $80.2M | $84.1M | $55.7M |
| EPS (diluted) | $0.86 | $0.81 | $0.18 | $0.15 | $0.55 |
| Shares out. | 5.6M | 5.8M | 6.2M | 6.2M | 6.1M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- 5.4%
- Return on assets
- 0.8%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 84.3%
- Debt / equity
- 5.35×
- Book value / share
- $15.21
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 3.8%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- 0.1%clean
- Piotroski F-Score
- 3/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Lukmann Iii Lester CharlesDirector | Mar 3, 2015 | Buy | 17 | $13.05 |
| Lukmann Iii Lester CharlesDirector | Feb 5, 2015 | Option exercise | 2,236 | $6.44 |
| Lukmann Iii Lester CharlesDirector | Nov 26, 2014 | Buy | 300 | $11.75 |
| Parkison Dale ADirector | Oct 14, 2014 | Grant | 4,400 | $0.00 |
| Fenker Paul G.Director | Oct 14, 2014 | Grant | 4,400 | $0.00 |
| Rose Robert PDirector | Oct 14, 2014 | Grant | 4,400 | $0.00 |
| Lukmann Iii Lester CharlesDirector | Oct 14, 2014 | Grant | 4,400 | $0.00 |
| Krentz Mark A.Director | Oct 14, 2014 | Grant | 4,400 | $0.00 |
| Mayes Jerry L.Director | Oct 14, 2014 | Grant | 4,400 | $0.00 |
| Howes Ralph F.Director | Oct 14, 2014 | Grant | 4,400 | $0.00 |
| Carroll Daniel P.Officer — EVP and Chief Credit Officer | Oct 14, 2014 | Grant | 8,500 | $0.00 |
| Collins Patrick W.Officer — Senior Vice President | Oct 14, 2014 | Grant | 11,500 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Other material eventJul 18, 2016
- Shareholder voteJul 12, 2016
- Other material eventJun 24, 2016
- Results of operations · Other material eventApr 27, 2016
- Entered a material agreement · Director / officer change · Other material eventMar 14, 2016
- Results of operationsFeb 5, 2016
- Other material eventJan 20, 2016
- Results of operationsOct 23, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12BJul 28, 2016
- 8-K/AAMENDMENT #1Jul 26, 2016
- S-8 POSAMENDMENT #1 TO THE 2014 EQUITY INCENTIVE PLANJul 26, 2016
- S-8 POSAMENDMENT #1 TO THE 2011 EQUITY INCENTIVE PLANJul 26, 2016
- 25-NSE/AJul 18, 2016
- 8-KFORM 8-K CLOSING (7/18/16)Jul 18, 2016
- 8-KFORM 8-KJul 12, 2016
- 8-KJun 24, 2016
- 11-KJun 17, 2016
- 425Jun 16, 2016
- SC 13GJun 13, 2016
- DEFM14AJun 8, 2016
- 10-QMay 5, 2016
- 425May 5, 2016
- 8-KApr 27, 2016