Event-Driven Stocks

TransUnion

TRUNYSE

Industrials · Services-Consumer Credit Reporting, Collection Agencies · DE · SEC filings ↗ · Compare ⊕

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Signs4 good1 warningdetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$4.58B$4.18B$3.83B$3.71B$2.96B$2.53B
Operating income$857.8M$666.7M$128.5M$626.3M$651.9M$500.3M
Net income$455.4M$284.4M−$206.2M$266.3M$1.39B$343.2M
Total assets$11.11B$10.98B$11.11B$11.67B$12.63B$7.31B
Total liabilities$6.57B$6.67B$7.00B$7.40B$8.63B$4.68B
Equity$4.44B$4.22B$4.01B$4.17B$3.91B$2.54B
EPS (diluted)$2.32$1.45$-1.07$1.38$7.20$1.79
Shares out.195.1M194.0M192.9M191.9M190.7M188.8M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
18.7%
Net margin
10.0%
Return on equity
10.3%
Return on assets
4.1%
Return on capital (ROCE)
8.6%
Liabilities / assets
59.1%
Debt / equity
1.48×
Book value / share
$22.75
Revenue growth (YoY)
9.4%
Net income growth (YoY)
60.1%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Altman Z″ (distress)
2.54grey zone
Accruals / assets
4.8%clean
Piotroski F-Score
8/9strong

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
82
/ 100
Profitability 100Growth 100Catalyst 33Earnings quality 100Financial strength 75

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

1 warning4 good
  • Altman Z″ in the grey zone
  • Operating margin is positive
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Insider transactions

SEC Form 4 · most recent
1 acquisitions0 disposalsnet +36,258 shares · last 1
InsiderDateTypeSharesPrice
Chaouki Steven MOfficer — President, US MarketsMay 12, 2026Grant36,258$0.00

Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 20269.3M4.5+11.8%
Apr 30, 20268.4M3.5-16.9%
Apr 15, 202610.0M5.1+4.7%
Mar 31, 20269.6M3.9+11.3%
Mar 13, 20268.6M3.0+0.8%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)