Event-Driven Stocks

First Northwest Bancorp

FNWBNasdaq

Financials · Savings Institutions, Not Federally Chartered · WA · SEC filings ↗ · Compare ⊕

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Signs1 good2 warningdetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$176,000
Operating income
Net income−$4.2M−$6.6M$2.3M$15.6M$15.4M$10.3M
Total assets$2.11B$2.23B$2.20B$2.04B$1.92B$1.65B
Total liabilities$1.95B$2.08B$2.04B$1.88B$1.73B$1.47B
Equity$157.3M$153.9M$163.3M$161.6M$191.0M$186.4M
EPS (diluted)$-0.48$-0.75$0.26$1.71$1.63$1.07
Shares out.9.4M9.4M9.7M10.0M10.1M10.6M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
Net margin
Return on equity
−2.7%
Return on assets
−0.2%
Return on capital (ROCE)
Liabilities / assets
92.5%
Debt / equity
12.40×
Book value / share
$16.81
Revenue growth (YoY)
Net income growth (YoY)

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
0.1%clean
Piotroski F-Score
4/6mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
38
/ 100
Profitability 0Growth n/aCatalyst 33Earnings quality 67Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

2 warning1 good
  • High leverage (liabilities > 70% of assets)
  • Negative operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Insider transactions

SEC Form 4 · most recent
5 acquisitions2 disposalsnet +13,454 shares · last 7
InsiderDateTypeSharesPrice
Brennan Sean PatrickDirectorMay 13, 2026Grant650$9.24
Edelstein David BenjaminOfficer — EVP, Chief Innovation OfficerMay 7, 2026Tax withholding508$9.97
Nomura Phyllis RoseOfficer — EVP, Chief Financial OfficerMay 7, 2026Tax withholding605$9.97
Edelstein David BenjaminOfficer — EVP, Chief Innovation OfficerMar 7, 2026Grant4,698$9.18
Henderson Kyle DavidOfficer — EVP, Chief Credit OfficerMar 7, 2026Grant4,153$9.18
Davis Diane C.DirectorMar 7, 2026Grant2,533$9.18
Brennan Sean PatrickDirectorMar 7, 2026Grant2,533$9.18

Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 202639,7901.5-21.1%
Apr 30, 202650,4361.4+26.4%
Apr 15, 202639,9151.0-4.9%
Mar 31, 202641,9641.0-18.2%
Mar 13, 202651,3221.7+5.2%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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