Benefytt Technologies, Inc.
Financials · Insurance Agents, Brokers & Service · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | |
|---|---|---|---|---|---|---|
| Revenue | $381.8M | $351.1M | $250.5M | $184.5M | $104.7M | $88.8M |
| Operating income | $48.8M | $31.3M | $31.6M | $18.1M | −$1.6M | $1.9M |
| Net income | $29.6M | $13.0M | $17.9M | $4.5M | $601,000 | −$339,000 |
| Total assets | $651.9M | $432.5M | $165.1M | $125.3M | $95.8M | $86.2M |
| Total liabilities | $511.9M | $289.0M | $58.1M | $45.3M | $27.7M | $19.5M |
| Equity | $101.5M | $107.8M | $84.2M | $48.2M | $40.0M | $38.6M |
| EPS (diluted) | $2.47 | $0.97 | $1.50 | $0.57 | $0.08 | $-0.06 |
| Shares out. | 12.0M | 13.4M | 11.9M | 7.9M | 7.6M | 6.1M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2019- Operating margin
- 12.8%
- Net margin
- 7.8%
- Return on equity
- 29.2%
- Return on assets
- 4.5%
- Return on capital (ROCE)
- 9.9%
- Liabilities / assets
- 78.5%
- Debt / equity
- 5.04×
- Book value / share
- $8.48
- Revenue growth (YoY)
- 8.7%
- Net income growth (YoY)
- 127.9%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2019- Altman Z″ (distress)
- 2.39grey zone
- Accruals / assets
- 10.3%high accruals
- Piotroski F-Score
- 5/9mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 4 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Negative operating cash flow
- High accruals — earnings-quality risk
- Altman Z″ in the grey zone
- Operating margin is positive
- Strong return on equity (>15%)
- Revenue is growing year-over-year
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗Nov 14, 2014
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Southwell GavinOfficer — President and CEO | Aug 21, 2020 | U | 544,633 | $31.00 |
| Scott PeggyDirector | Aug 21, 2020 | U | 7,201 | $31.00 |
| Murley Robert SDirector | Aug 21, 2020 | U | 12,000 | $31.00 |
| Helding Erik MOfficer — Chief Financial Officer | Aug 21, 2020 | U | 30,000 | $31.00 |
| Gabos Paul GDirector | Aug 21, 2020 | U | 91,504 | $31.00 |
| Fichthorn JohnDirector | Aug 21, 2020 | U | 17,809 | $31.00 |
| Barkett AnthonyDirector | Aug 21, 2020 | U | 92,976 | $31.00 |
| Avery Paul EDirector | Aug 21, 2020 | U | 51,600 | $31.00 |
| Southwell GavinOfficer — President and CEO | Jun 14, 2020 | Tax withholding | 9,838 | $18.23 |
| Avery Paul EDirector | May 12, 2020 | Grant | 3,688 | $0.00 |
| Fichthorn JohnDirector | May 12, 2020 | Grant | 3,688 | $0.00 |
| Scott PeggyDirector | May 12, 2020 | Grant | 3,688 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Entered a material agreement · Terminated a material agreement · Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsAug 21, 2020
- Entered a material agreement · Other material eventJul 13, 2020
- Shareholder voteMay 14, 2020
- Results of operationsMay 7, 2020
- Director / officer change · Regulation FD disclosureApr 15, 2020
- Other material eventApr 1, 2020
- Director / officer change · Amended charter or bylaws · Regulation FD disclosureMar 6, 2020
- Results of operationsMar 4, 2020
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/ANov 16, 2020
- 15-12BAug 31, 2020
- SC 13D/AAMENDMENT NO. 4 TO THE SCHEDULE 13DAug 28, 2020
- EFFECTAug 25, 2020
- EFFECTAug 25, 2020
- EFFECTAug 25, 2020
- 4FORM 4Aug 25, 2020
- 4FORM 4Aug 25, 2020
- 4FORM 4Aug 25, 2020
- 4FORM 4Aug 25, 2020
- 4FORM 4Aug 25, 2020
- 4FORM 4Aug 25, 2020
- 4FORM 4Aug 25, 2020
- 4FORM 4Aug 25, 2020
- S-8 POSAug 21, 2020
Event-driven situations (1)
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