Event-Driven Stocks

PNMAC Holdings, Inc.

Financials · Mortgage Bankers & Loan Correspondents · DE · SEC filings ↗ · Compare ⊕

Signs1 good3 warningdetails ↓

Financials

SEC XBRL · annual
 FY17FY16FY15FY14FY13FY12
Revenue$204.5M$143.4M$713.1M$518.3M$386.6M$265.1M
Operating income
Net income$10.9M$5.2M$47.2M$43.5M$55.3M$118.3M
Total assets$5.25B$3.98B$2.86B$1.76B$693.0M$418.6M
Total liabilities$3.79B$2.89B$2.01B$1.09B$385.2M$261.7M
Equity$469.4M$347.3M$270.8M$214.0M$167.4M$261.8M
EPS (diluted)$0.47$0.23$2.17$1.73$0.82
Shares out.22.7M22.0M21.6M20.9M75.9M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2017
Operating margin
Net margin
5.3%
Return on equity
2.3%
Return on assets
0.2%
Return on capital (ROCE)
Liabilities / assets
72.2%
Debt / equity
8.08×
Book value / share
$20.64
Revenue growth (YoY)
42.6%
Net income growth (YoY)
110.2%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2017
Accruals / assets
17.0%high accruals
Piotroski F-Score
4/7mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
57
/ 100
Profitability 100Growth 100Catalyst 33Earnings quality 0Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

3 warning1 good
  • High leverage (liabilities > 70% of assets)
  • Negative operating cash flow
  • High accruals — earnings-quality risk
  • Revenue is growing year-over-year

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Insider transactions

SEC Form 4 · most recent
1 acquisitions0 disposalsnet +13.8M shares · last 1
InsiderDateTypeSharesPrice
Blackrock Inc.DirectorNov 1, 2018Conversion13.8M$0.00

Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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