Vericity, Inc.
Financials · Financials · <br>Emerging growth company · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | |
|---|---|---|---|---|---|---|
| Revenue | $177.6M | $163.9M | $176.6M | $147.8M | $135.3M | $124.0M |
| Operating income | — | — | — | — | — | — |
| Net income | −$9.9M | −$20.5M | −$16.7M | −$25.0M | −$19.3M | −$13.8M |
| Total assets | $822.8M | $770.1M | $788.0M | $768.8M | $721.8M | $655.0M |
| Total liabilities | $712.6M | $658.7M | $615.1M | $573.5M | $509.4M | $482.8M |
| Equity | $110.2M | $111.3M | $172.9M | $195.2M | $212.4M | $172.2M |
| EPS (diluted) | $-0.67 | $-1.38 | $-1.12 | $-1.68 | $-1.30 | $-0.93 |
| Shares out. | 14.9M | 14.9M | 14.9M | 14.9M | 14.9M | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2023- Operating margin
- —
- Net margin
- −5.6%
- Return on equity
- −9.0%
- Return on assets
- −1.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 86.6%
- Debt / equity
- 6.47×
- Book value / share
- $7.41
- Revenue growth (YoY)
- 8.3%
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2023- Accruals / assets
- −1.8%clean
- Piotroski F-Score
- 5/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 2 warning● 3 good- Reported a net loss
- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Apex Holdco L.P.10% owner | Jun 28, 2024 | Sell | 11.4M | $11.43 |
| Zimmerman Laura ROfficer — See Remarks | Mar 31, 2024 | D | 120,104 | $11.43 |
| Kim Chris SOfficer — See Remarks | Mar 31, 2024 | D | 215,222 | $11.43 |
| Hohmann James EOfficer — CEO and President | Mar 31, 2024 | D | 625,532 | $11.43 |
| Hemmings Richard ADirector | Mar 31, 2024 | D | 193,500 | $11.40 |
| Harkensee James COfficer — Executive Vice President | Mar 31, 2024 | D | 327,782 | $11.43 |
| Dong CalvinDirector | Mar 31, 2024 | D | 453 | $11.43 |
| Buchanan John EOfficer — See Remarks | Mar 31, 2024 | D | 70,703 | $11.43 |
| Hemmings Richard ADirector | Aug 7, 2019 | Buy | 193,500 | $10.00 |
| Buchanan John EOfficer — See Remarks | Aug 7, 2019 | Buy | 70,703 | $10.00 |
| Harkensee James COfficer — Executive Vice President | Aug 7, 2019 | Buy | 327,782 | $10.00 |
| Members Mutual Holding Co10% owner | Aug 7, 2019 | J | 1 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventJun 28, 2024
- Entered a material agreement · Shareholder vote · Other material eventOct 3, 2023
- Shareholder voteAug 7, 2023
- Director / officer changeJan 9, 2023
- Shareholder voteAug 8, 2022
- Director / officer changeMar 25, 2022
- Shareholder voteAug 9, 2021
- Other material eventSep 1, 2020
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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