Delanco Bancorp, Inc.
Financials · Savings Institution, Federally Chartered · NJ · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY17 | FY16 | FY15 | FY14 | FY13 | |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $117,989 | −$18,070 | −$632,832 | −$763,338 | −$324,151 |
| Total assets | $127.0M | $129.4M | $128.6M | $127.4M | $129.4M |
| Total liabilities | $113.5M | $116.1M | $115.4M | $113.6M | $118.0M |
| Equity | $13.5M | $13.3M | $13.2M | $13.8M | $11.4M |
| EPS (diluted) | $0.13 | $-0.02 | $-0.70 | $-0.85 | $-0.20 |
| Shares out. | 945,425 | 945,425 | 945,425 | 945,425 | 1.6M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2017- Operating margin
- —
- Net margin
- —
- Return on equity
- 0.9%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.4%
- Debt / equity
- 8.41×
- Book value / share
- $14.27
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2017- Accruals / assets
- −0.5%clean
- Piotroski F-Score
- 6/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsMay 3, 2018
- Shareholder voteApr 25, 2018
- Entered a material agreementMar 12, 2018
- Entered a material agreementOct 24, 2017
- Other material eventOct 18, 2017
- Terminated a material agreement · Director / officer changeOct 3, 2017
- Shareholder voteAug 30, 2017
- Director / officer changeMay 24, 2017
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12GFORM 15-12GMay 24, 2018
- S-8 POSFORM S-8 POSMay 24, 2018
- 8-KFORM 8-KMay 3, 2018
- 4May 1, 2018
- 4May 1, 2018
- 4May 1, 2018
- 4May 1, 2018
- 4May 1, 2018
- 4May 1, 2018
- 4May 1, 2018
- 4May 1, 2018
- 8-KFORM 8-KApr 25, 2018
- DEFM14ADEFINITIVE PROXY STATEMENTMar 23, 2018
- PREM14APRELIMINARY PROXY STATEMENTMar 12, 2018
- 8-KFORM 8-KMar 12, 2018