PRUDENTIAL BANCORP, INC.
Financials · Savings Institutions, Not Federally Chartered · PA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $1.7M | $2.9M | $2.3M | $2.0M | $34,000 | $548,000 |
| Total assets | $1.10B | $1.22B | $1.29B | $1.08B | $899.5M | $559.5M |
| Total liabilities | $970.0M | $1.09B | $1.15B | $952.8M | $763.4M | $445.5M |
| Equity | $130.5M | $129.1M | $139.6M | $128.4M | $136.2M | $114.0M |
| EPS (diluted) | $0.22 | $0.32 | $0.26 | $0.22 | $-0.27 | $0.70 |
| Shares out. | 7.8M | 8.1M | 8.9M | 8.9M | 9.0M | 8.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2021- Operating margin
- —
- Net margin
- —
- Return on equity
- 1.3%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.1%
- Debt / equity
- 7.44×
- Book value / share
- $16.79
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −41.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2021- Accruals / assets
- −0.3%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 11-Kmissed a reporting deadline ↗Jun 29, 2020
- NT 11-Kmissed a reporting deadline ↗Jul 3, 2018
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Shareholder vote · Regulation FD disclosureJun 15, 2022
- Other material eventJun 10, 2022
- Regulation FD disclosureMay 18, 2022
- Results of operationsApr 29, 2022
- Entered a material agreement · Other material eventMar 2, 2022
- Regulation FD disclosureFeb 16, 2022
- Results of operationsJan 28, 2022
- Regulation FD disclosureNov 17, 2021
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4FORM 4Jul 6, 2022
- 4FORM 4Jul 6, 2022
- 4FORM 4Jul 6, 2022
- 4FORM 4Jul 6, 2022
- 4FORM 4Jul 6, 2022
- 4FORM 4Jul 6, 2022
- 4FORM 4Jul 6, 2022
- 15-12GJul 1, 2022
- S-8 POSFORM S-8 POSJun 30, 2022
- S-8 POSFORM S-8 POSJun 30, 2022
- S-8 POSFORM S-8 POSJun 30, 2022
- 25-NSEJun 30, 2022
- 425Jun 15, 2022
- 8-KJun 15, 2022
- 8-KFORM 8-KJun 10, 2022