Riverview Financial Corp
Financials · National Commercial Banks · PA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | −$21.2M | $4.3M | $10.9M | −$4.9M | $3.1M | −$754,000 |
| Total assets | $1.36B | $1.08B | $1.14B | $1.16B | $543.0M | $549.4M |
| Total liabilities | $1.26B | $961.8M | $1.02B | $1.06B | $501.1M | $507.1M |
| Equity | $97.4M | $118.1M | $113.9M | $106.3M | $41.9M | $42.3M |
| EPS (diluted) | $-2.29 | $0.47 | $1.19 | $-0.91 | $0.95 | $-0.28 |
| Shares out. | 7.9M | 7.8M | 9.1M | 3.5M | 3.2M | 2.7M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2020- Operating margin
- —
- Net margin
- —
- Return on equity
- −21.8%
- Return on assets
- −1.6%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 92.8%
- Debt / equity
- 12.93×
- Book value / share
- $12.37
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −594.9%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2020- Accruals / assets
- −1.9%clean
- Piotroski F-Score
- 2/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Amended charter or bylawsDec 1, 2021
- Shareholder vote · Regulation FD disclosureNov 22, 2021
- Results of operationsOct 19, 2021
- Entered a material agreementAug 27, 2021
- Results of operationsJul 21, 2021
- Director / officer change · Shareholder voteJul 12, 2021
- Regulation FD disclosureJul 8, 2021
- Entered a material agreement · Director / officer change · Other material eventJul 2, 2021
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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