Investors Bancorp, Inc.
Financials · State Commercial Banks · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | |
|---|---|---|---|---|---|---|
| Revenue | $32.1M | $25.9M | $25.3M | $21.7M | $17.8M | — |
| Operating income | — | — | — | — | — | — |
| Net income | $313.3M | $221.6M | $195.5M | $202.6M | $126.7M | $192.1M |
| Total assets | $27.81B | $26.02B | $26.70B | $26.23B | $25.13B | $23.17B |
| Total liabilities | $24.87B | $23.31B | $24.08B | $23.22B | $22.00B | $20.05B |
| Equity | $2.94B | $2.71B | $2.62B | $3.01B | $3.13B | $3.12B |
| EPS (diluted) | $1.33 | $0.94 | $0.74 | $0.72 | $0.43 | $0.64 |
| Shares out. | 247.4M | 247.4M | 282.2M | 304.0M | 309.9M | 328.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2021- Operating margin
- —
- Net margin
- 975.7%
- Return on equity
- 10.7%
- Return on assets
- 1.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.4%
- Debt / equity
- 8.46×
- Book value / share
- $11.88
- Revenue growth (YoY)
- 24.2%
- Net income growth (YoY)
- 41.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2021- Accruals / assets
- −0.7%clean
- Piotroski F-Score
- 7/7strong
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 1 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 11-Kmissed a reporting deadline ↗Jun 4, 2014
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Amended charter or bylawsApr 7, 2022
- Other material eventApr 4, 2022
- Other material eventMar 25, 2022
- Results of operations · Regulation FD disclosureJan 26, 2022
- Shareholder vote · Other material eventNov 19, 2021
- Other material eventNov 15, 2021
- Results of operations · Regulation FD disclosureOct 27, 2021
- Other material eventAug 30, 2021
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.