Meridian Bancorp, Inc.
Financials · National Commercial Banks · MD · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | −$20,000 |
| Net income | $13.0M | $15.1M | $55.8M | $42.9M | $34.2M | $24.6M |
| Total assets | $6.62B | $6.34B | $6.18B | $5.30B | $4.44B | $3.52B |
| Total liabilities | $5.85B | $5.62B | $5.50B | $4.65B | $3.83B | $2.94B |
| Equity | $768.9M | $726.6M | $674.7M | $646.4M | $607.3M | $588.1M |
| EPS (diluted) | $0.25 | $0.29 | $1.06 | $0.82 | $0.65 | $0.46 |
| Shares out. | 52.8M | 53.5M | 54.1M | 53.6M | 53.9M | 54.9M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2020- Operating margin
- —
- Net margin
- —
- Return on equity
- 1.7%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.4%
- Debt / equity
- 7.61×
- Book value / share
- $14.57
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −13.9%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2020- Accruals / assets
- −0.8%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsNov 15, 2021
- Other material eventNov 5, 2021
- Results of operationsOct 21, 2021
- Regulation FD disclosureAug 31, 2021
- Shareholder vote · Other material eventAug 6, 2021
- Other material eventJul 27, 2021
- Results of operationsJul 22, 2021
- Regulation FD disclosureMay 27, 2021
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/AFeb 8, 2022
- 15-12BMERIDIAN BANCORP, INC. FORM 15 NOVEMBER 22, 2021Nov 22, 2021
- 4FORM 4Nov 15, 2021
- 4FORM 4Nov 15, 2021
- 4FORM 4Nov 15, 2021
- 4FORM 4Nov 15, 2021
- 4FORM 4Nov 15, 2021
- 4FORM 4Nov 15, 2021
- 4FORM 4Nov 15, 2021
- 4FORM 4Nov 15, 2021
- 4FORM 4Nov 15, 2021
- 4FORM 4Nov 15, 2021
- 4FORM 4Nov 15, 2021
- 4FORM 4Nov 15, 2021
- 4FORM 4Nov 15, 2021