Pilgrim Bancshares, Inc.
Financials · State Commercial Banks · MD · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY17 | FY16 | FY15 | FY14 | FY13 | |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $271,000 | $156,000 | $101,000 | $126,000 | $48,000 |
| Total assets | $265.5M | $252.9M | $210.5M | $188.0M | $171.6M |
| Total liabilities | $231.4M | $220.3M | $178.5M | $156.4M | $159.1M |
| Equity | $34.1M | $32.6M | $32.0M | $31.6M | $12.5M |
| EPS (diluted) | $0.13 | $0.08 | $0.05 | $0.00 | — |
| Shares out. | 2.3M | 2.2M | 2.2M | 0 | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2017- Operating margin
- —
- Net margin
- —
- Return on equity
- 0.8%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 87.1%
- Debt / equity
- 6.78×
- Book value / share
- $15.14
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 73.7%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2017- Accruals / assets
- −0.7%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventJan 31, 2019
- Other material eventJan 25, 2019
- Shareholder voteDec 11, 2018
- Other material eventDec 3, 2018
- Entered a material agreement · Director / officer change · Other material eventJul 25, 2018
- Shareholder vote · Other material eventMay 22, 2018
- Other material eventJan 31, 2018
- Shareholder voteMay 17, 2017
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/ASEC SCHEDULE 13GJan 30, 2020
- SC 13G/ASEC SCHEDULE 13GJan 29, 2020
- SC 13G/ASEC SCHEDULE 13GJan 27, 2020
- SC 13GFeb 15, 2019
- SC 13G/AFeb 12, 2019
- SC 13G/AFeb 11, 2019
- SC 13D/APILGRIM BANCSHARES, INC. SCHEDULE 13D AMENDMENT NO. 1Feb 6, 2019
- 4PRIMARY DOCUMENTFeb 4, 2019
- 4PRIMARY DOCUMENTFeb 4, 2019
- 4PRIMARY DOCUMENTFeb 4, 2019
- 4PRIMARY DOCUMENTFeb 4, 2019
- 4PRIMARY DOCUMENTFeb 4, 2019
- 4PRIMARY DOCUMENTFeb 4, 2019
- 4PRIMARY DOCUMENTFeb 4, 2019
- 4PRIMARY DOCUMENTFeb 4, 2019