National Commerce Corp
Financials · National Commercial Banks · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $9.1M | $5.9M | $17.9M | $9.6M | $5.4M | $4.0M |
| Total assets | $4.21B | $2.74B | $2.0M | $1.76B | $1.14B | $791.8M |
| Total liabilities | $3.51B | $2.34B | $1.71B | $1.55B | $1.00B | $702.8M |
| Equity | $689.4M | $392.6M | $229.7M | $209.3M | $128.9M | $88.9M |
| EPS (diluted) | $0.52 | $0.45 | $1.61 | $1.02 | $0.91 | $0.69 |
| Shares out. | 17.2M | 12.9M | 10.9M | 7.5M | 7.5M | 5.8M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2018- Operating margin
- —
- Net margin
- —
- Return on equity
- 1.3%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 83.4%
- Debt / equity
- 5.09×
- Book value / share
- $40.03
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 53.5%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2018- Accruals / assets
- −1.2%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Vandevelde Russell H IvDirector | Apr 1, 2019 | D | 100,000 | — |
| Tutwiler Temple W IiiDirector | Apr 1, 2019 | D | 11,655 | — |
| Starnes William StancilDirector | Apr 1, 2019 | D | 66,551 | — |
| Smith William Duberry JrDirector | Apr 1, 2019 | D | 32,562 | — |
| Sevigny Stephen ADirector | Apr 1, 2019 | D | 35,928 | — |
| Page G Ruffner JrDirector | Apr 1, 2019 | D | 41,694 | — |
| Mcwane C PhillipDirector | Apr 1, 2019 | D | 527,245 | — |
| Head R HolmanDirector | Apr 1, 2019 | D | 6,500 | — |
| Drew Mark LDirector | Apr 1, 2019 | D | 16,637 | — |
| Coley ThomasDirector | Apr 1, 2019 | D | 21,573 | — |
| Bradley Bobby ADirector | Apr 1, 2019 | D | 13,310 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer changeApr 1, 2019
- Other material eventMar 12, 2019
- Shareholder voteMar 7, 2019
- Other material eventFeb 5, 2019
- Other material eventJan 25, 2019
- Results of operations · Other material eventJan 23, 2019
- Other material eventJan 7, 2019
- Director / officer changeDec 18, 2018
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-15DFORM 15-15DApr 11, 2019
- 15-12GFORM 15-12GApr 11, 2019
- 15-12BFORM 15-12BApr 11, 2019
- 4/APRIMARY DOCUMENTApr 4, 2019
- 4/APRIMARY DOCUMENTApr 4, 2019
- 4/APRIMARY DOCUMENTApr 4, 2019
- 4/APRIMARY DOCUMENTApr 4, 2019
- 4/APRIMARY DOCUMENTApr 4, 2019
- 4/APRIMARY DOCUMENTApr 4, 2019
- 4/APRIMARY DOCUMENTApr 4, 2019
- 4/APRIMARY DOCUMENTApr 4, 2019
- 4/APRIMARY DOCUMENTApr 4, 2019
- 4/APRIMARY DOCUMENTApr 4, 2019
- 4/APRIMARY DOCUMENTApr 4, 2019
- 4/APRIMARY DOCUMENTApr 4, 2019
Event-driven situations (1)
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