Beneficial Bancorp Inc.
Financials · Savings Institutions, Not Federally Chartered · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $47.8M | $23.9M | $25.5M | $22.9M | $18.0M | $12.6M |
| Total assets | $5.81B | $5.80B | $5.74B | $4.83B | $4.75B | $4.58B |
| Total liabilities | $4.76B | $4.76B | $4.72B | $3.71B | $4.14B | $3.97B |
| Equity | $1.05B | $1.03B | $1.01B | $1.12B | $610.9M | $615.1M |
| EPS (diluted) | $0.65 | $0.32 | $0.34 | $0.29 | $0.22 | $0.15 |
| Shares out. | 75.5M | 76.2M | 80.1M | 82.7M | 82.7M | 77.1M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2018- Operating margin
- —
- Net margin
- —
- Return on equity
- 4.6%
- Return on assets
- 0.8%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 81.9%
- Debt / equity
- 4.53×
- Book value / share
- $13.91
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 99.9%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2018- Accruals / assets
- −0.9%clean
- Piotroski F-Score
- 6/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsMar 1, 2019
- Results of operations · Other material eventFeb 1, 2019
- Shareholder vote · Other material eventDec 6, 2018
- Other material eventNov 29, 2018
- Results of operations · Other material eventOct 19, 2018
- Entered a material agreement · Amended charter or bylawsAug 8, 2018
- Other material eventAug 8, 2018
- Results of operations · Other material eventJul 20, 2018
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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