Jernigan Capital, Inc.
Real Estate · Real Estate Investment Trusts · MD · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | |
|---|---|---|---|---|---|---|
| Revenue | $9.9M | $5.2M | $12.2M | $6.5M | $1.7M | — |
| Operating income | $15.9M | $11.1M | $2.1M | −$3.2M | −$4.0M | — |
| Net income | $12.1M | $5.4M | $14.6M | $16.0M | −$2.9M | — |
| Total assets | $812.8M | $590.4M | $314.6M | $192.8M | $105.4M | $16,000 |
| Total liabilities | $223.9M | $42.5M | $8.8M | $24.4M | $3.7M | $15,000 |
| Equity | $588.9M | $547.9M | $305.8M | $168.4M | $101.3M | $1,000 |
| EPS (diluted) | $0.35 | $0.12 | $1.10 | $2.42 | $-0.69 | — |
| Shares out. | 20.4M | 14.4M | 9.0M | 6.2M | 6.2M | 1,000 |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2019- Operating margin
- 160.9%
- Net margin
- 122.6%
- Return on equity
- 2.1%
- Return on assets
- 1.5%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 27.5%
- Debt / equity
- 0.38×
- Book value / share
- $28.82
- Revenue growth (YoY)
- 89.5%
- Net income growth (YoY)
- 126.3%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2019- Accruals / assets
- 3.2%clean
- Piotroski F-Score
- 3/8weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 1 warning● 4 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Negative operating cash flow
- Operating margin is positive
- Revenue is growing year-over-year
- Conservative leverage (liabilities < 50% of assets)
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Mar 31, 2016
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Terminated a material agreement · Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Other material eventNov 6, 2020
- Shareholder vote · Other material eventOct 26, 2020
- Director / officer change · Other material eventOct 16, 2020
- Entered a material agreementSep 23, 2020
- Results of operations · Regulation FD disclosureAug 6, 2020
- Entered a material agreement · Regulation FD disclosureAug 3, 2020
- Regulation FD disclosureJun 2, 2020
- Results of operations · Regulation FD disclosureMay 7, 2020
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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