NERDWALLET, INC.
NRDSNasdaqTechnology · Services-Computer Processing & Data Preparation · DE · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $836.6M | $687.6M | $599.4M | $538.9M | $379.6M | $245.3M |
| Operating income | $65.2M | $9.4M | $3.6M | −$19.0M | −$39.0M | $1.9M |
| Net income | $48.7M | $30.4M | −$11.8M | −$10.2M | −$42.5M | $5.3M |
| Total assets | $461.1M | $437.6M | $418.6M | $425.7M | $364.1M | $255.2M |
| Total liabilities | $86.6M | $73.4M | $51.7M | $84.0M | $106.5M | $103.7M |
| Equity | $374.5M | $364.2M | $366.9M | $341.7M | $257.6M | $82.7M |
| EPS (diluted) | $0.64 | $0.38 | $-0.15 | $-0.14 | $-0.82 | $0.09 |
| Shares out. | 71.3M | 74.1M | 76.9M | 75.1M | 66.7M | 48.9M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- 7.8%
- Net margin
- 5.8%
- Return on equity
- 13.0%
- Return on assets
- 10.6%
- Return on capital (ROCE)
- 16.7%
- Liabilities / assets
- 18.8%
- Debt / equity
- 0.23×
- Book value / share
- $5.25
- Revenue growth (YoY)
- 21.7%
- Net income growth (YoY)
- 60.2%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Altman Z″ (distress)
- 6.63safe
- Accruals / assets
- −18.0%clean
- Beneish M-Score
- -3.29normal
- Piotroski F-Score
- 8/9strong
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 6 good- Operating margin is positive
- Revenue is growing year-over-year
- Conservative leverage (liabilities < 50% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
- Altman Z″ in the safe zone
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Arrowstreet Capital, Limited PartnershipPassive (13G)May 15, 2026
- Vanguard Group IncPassive (13G)Mar 26, 2026
- Innovius Capital Sirius I, L.P.Passive (13G)Feb 17, 2026
- Blackrock, Inc.Passive (13G)Jan 21, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Chia TeresaDirector | May 22, 2026 | Grant | 19,764 | $0.00 |
| Mcbride Kenneth ThomasDirector | May 21, 2026 | Grant | 19,494 | $0.00 |
| Ling AnthonyDirector | May 21, 2026 | Grant | 19,494 | $0.00 |
| Laube Lynne MarieDirector | May 21, 2026 | Grant | 19,494 | $0.00 |
| Ling AnthonyDirector | May 20, 2026 | Grant | 17,946 | $0.00 |
| Tatum NicholasOfficer — Chief Accounting Officer | Mar 18, 2026 | Grant | 28,517 | $0.00 |
| Lee Jun HyungOfficer — Chief Financial Officer | Mar 18, 2026 | Grant | 128,326 | $0.00 |
| Yount SamuelOfficer — Chief Business Officer | Mar 17, 2026 | Sell | 6,154 | $10.26 |
| Yount SamuelOfficer — Chief Business Officer | Mar 12, 2026 | Sell | 211 | $10.60 |
| Tatum NicholasOfficer — Chief Accounting Officer | Mar 4, 2026 | Sell | 595 | $11.45 |
| Yount SamuelOfficer — Chief Business Officer | Mar 2, 2026 | Tax withholding | 3,779 | $11.08 |
| Chen Tim Chao-MingOfficer — Chief Executive Officer | Mar 2, 2026 | Tax withholding | 11,095 | $11.08 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 4.0M | 2.5 | -15.4% |
| Apr 30, 2026 | 4.7M | 11.4 | +2.3% |
| Apr 15, 2026 | 4.6M | 9.1 | -10.6% |
| Mar 31, 2026 | 5.1M | 5.2 | -15.4% |
| Mar 13, 2026 | 6.0M | 5.5 | +3.7% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Director / officer change · Shareholder voteMay 21, 2026
- Results of operations · Regulation FD disclosureMay 6, 2026
- Item 5.05Mar 26, 2026
- Results of operations · Regulation FD disclosureFeb 25, 2026
- Regulation FD disclosureDec 17, 2025
- Results of operations · Regulation FD disclosureNov 6, 2025
- Other material eventSep 15, 2025
- Results of operations · Regulation FD disclosureAug 7, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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