PayPal Holdings, Inc.
PYPLNasdaqIndustrials · Services-Business Services, NEC · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $33.17B | $31.80B | $29.77B | $27.52B | $25.37B | $21.45B |
| Operating income | $6.07B | $5.33B | $5.03B | $3.84B | $4.26B | $3.29B |
| Net income | $5.23B | $4.15B | $4.25B | $2.42B | $4.17B | $4.20B |
| Total assets | $80.17B | $78.72B | $82.17B | $78.62B | $75.80B | $70.38B |
| Total liabilities | $59.92B | $58.31B | $61.12B | $58.35B | $54.08B | $50.32B |
| Equity | $20.26B | $20.42B | $21.05B | $20.27B | $21.73B | $20.02B |
| EPS (diluted) | $5.41 | $3.99 | $3.84 | $2.09 | $3.52 | $3.54 |
| Shares out. | 989.2M | 1.07B | 1.13B | 1.17B | 1.17B | 1.17B |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- 18.3%
- Net margin
- 15.8%
- Return on equity
- 25.8%
- Return on assets
- 6.5%
- Return on capital (ROCE)
- 18.0%
- Liabilities / assets
- 74.7%
- Debt / equity
- 2.96×
- Book value / share
- $20.48
- Revenue growth (YoY)
- 4.3%
- Net income growth (YoY)
- 26.2%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Altman Z″ (distress)
- 3.27safe
- Accruals / assets
- −1.5%clean
- Piotroski F-Score
- 8/9strong
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 6 good- High leverage (liabilities > 70% of assets)
- Operating margin is positive
- Strong return on equity (>15%)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
- Altman Z″ in the safe zone
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Moffett David MDirector | May 19, 2026 | Grant | 6,275 | $0.00 |
| Henry AlyssaDirector | May 19, 2026 | Grant | 6,275 | $0.00 |
| Christodoro JonathanDirector | May 19, 2026 | Grant | 6,275 | $0.00 |
| Yeary Frank DDirector | May 19, 2026 | Grant | 6,275 | $0.00 |
| Stanley DeirdreDirector | May 19, 2026 | Grant | 6,275 | $0.00 |
| Messemer Deborah M.Director | May 19, 2026 | Grant | 6,275 | $0.00 |
| Dorman David WDirector | May 19, 2026 | Grant | 8,271 | $0.00 |
| Chik JoyDirector | May 19, 2026 | Grant | 6,275 | $0.00 |
| Di Sibio CarmineDirector | May 19, 2026 | Grant | 6,275 | $0.00 |
| Sarnoff AnnDirector | May 19, 2026 | Grant | 6,275 | $0.00 |
| Kereere SuzanOfficer — President, Global Markets | May 19, 2026 | Sell | 3,962 | $44.16 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 43.1M | 2.5 | +0.8% |
| Apr 30, 2026 | 42.8M | 3.5 | -5.2% |
| Apr 15, 2026 | 45.1M | 3.5 | -1.8% |
| Mar 31, 2026 | 46.0M | 2.4 | +6.5% |
| Mar 13, 2026 | 43.2M | 2.6 | +3.2% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Director / officer change · Shareholder voteMay 21, 2026
- Other material eventMay 15, 2026
- Results of operationsMay 5, 2026
- Director / officer change · Regulation FD disclosureApr 30, 2026
- Director / officer changeMar 25, 2026
- Director / officer change · Regulation FD disclosureFeb 3, 2026
- Results of operationsFeb 3, 2026
- Entered a material agreement · New financial obligation · Other material eventNov 17, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4PRIMARY DOCUMENTMay 29, 2026
- 8-KMay 21, 2026
- 4May 20, 2026
- 4May 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 144May 19, 2026
- S-8May 19, 2026
Event-driven situations (1)
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